Checking Accounts for Your Lifestyle
No two Apple Checking accounts are exactly alike. Each account comes with its own unique bundle of conveniences and services sure to benefit any lifestyle. Choose your best match today.
Still have questions?
Schedule a video appointment, call us at 703-788-4800 or visit a branch.
All Apple Checking Accounts Feature
FREE Visa® Debit Card
Online and
Mobile Banking
FREE Apple ATM Transactions
Online Bill Pay
eStatements
Direct Deposit up to 2 Days Early*
FREE A+ Checking
Get access to your own money without paying any fees.
Features
- No monthly service fees
- No minimum balance requirements
- Initial box of checks free
- FREE Apple ATMs
Advantage Checking
Apple’s Advantage Checking takes your banking relationship to the next level. You earn monthly dividends on your entire Checking balance.
Features
- Earn dividends
- One free box of checks per year
- FEE-FREE withdrawals at any ATM nationwide*
- Direct deposit minimum of $500 a month‡ required OR have a Summer Pay account OR $20,000 combined Savings and Loans balances1
**APY = Annual Percentage Yield is subject to change without notice. Fees could reduce the earning on the account. All deposit rates are effective as of 03/01/2025.
‡Direct Deposit must be into checking or savings account.
1If eligibility requirements for Advantage Checking are not met, a $10 monthly fee applies.
eXtras Student Checking
eXtras Student Checking lays the foundation of solid money management for youth 12-23 years old* with low to no fees.
To open an eXtras Student Checking account, you must have the child's Birth Certificate and Social Security Card at the time of account opening.
Features
- No monthly service fees
- No minimum balance requirements
- FREE eStatements
- FREE Apple ATMs
Investors Checking
Managing your money is a skill, and you're no beginner. For savvy investors who invest at least $25,000 with Apple Financial Services, Apple's wealth management division, a premium dividend will be earned on a checking account balance up to $20,000.
Features
- No monthly service fees
- Initial box of checks free
- FEE-FREE withdrawals at any ATM nationwide*
- Earn a premium dividend Rate (on balances up to $20,000)
**APY = Annual Percentage Yield is subject to change without notice. Fees could reduce the earning on the account. All deposit rates are effective as of 03/01/2025.
Features
Use an Apple FCU Visa Debit Card for all your purchases, big or small. Purchases are taken out of your Checking account, and you can see real-time balances in Online Banking and the Mobile App.
Enjoy these benefits with your Apple FCU Visa Debit Card:
- Visa's Zero Liability and Verified by Visa card security
- Tap & Go contactless payment
- Pay with Apple Pay®, Google Pay™, Samsung Pay® or Visa Click to Pay®
Get paid up to two days early*! You can access your funds up to 2 days before your regular payday. There is no cost or catch behind this benefit. It's just something we do for our members because getting paid early is never a bad thing! Learn more about early pay.
*The timing of early pay Direct Deposit varies based on the payment file submission from the payee. Apple FCU may make payroll and other electronic transfers available when the payment file is received, up to two (2) business days earlier than the scheduled payment date. Please note that funds are not available for you to spend until they are reflected in the AVAILABLE BALANCE. You should not rely on early pay Direct Deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Apple FCU is not responsible for overdraft fees resulting from transactions that occur prior to funds posting.
Who doesn't love saving money? Simply use your Apple Visa Credit or Debit Card at select national retailers to enjoy specially discounted offers.
These offers are updated regularly, so check back often!
View Current DealsCheck ordering is fast, easy and convenient. Our check partner, Deluxe, makes available an extensive catalog to choose from. Plus, Apple exclusive checks are FREE* to members with Advantage Checking and Investors Checking.
Get Started:
- Login to Online Banking
- Select Order Checks from the Checking account gear wheel
- Follow the on-screen steps.
Any charge for your checks will be deducted from your account, if applicable, at the time of order, so ensure a sufficient balance is available. Your order should arrive within 7-14 business days.
If you order your checks from an outside vendor, you must include your 14-digit MICR Account Number, not your Member Number, when prompted. This will ensure acceptance and the ability to view check images in Online Banking. Identify your MICR Account Number
*One (1) free set per calendar year
More Helpful Resources
Win Beats Headphones When You Monitor Your Credit*
Enroll in credit monitoring through Apple FCU for a chance to win Beats headphones!
Start the New Year Right With 0% APR* Balance Transfers
Enjoy rates as low as 0% APR* when you transfer to an Apple FCU Visa® Credit Card!
Tell Your Friends, Get $25
When you refer your friends and family to Apple, you both get paid!
