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Savings Accounts

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Savings Accounts

Help Your Money Grow

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.

For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

All Apple Saving Accounts Feature

Free Online, Mobile and Text Banking

Online & Mobile Banking

FREE Apple ATM Transactions

Free Apple ATM Transactions

BALANCE Financial Fitness

Balance Financial Fitness

eStatements

eStatements

Regular Savings

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.

Features

  • Minimum $5 initial deposit
  • Save for routine expenses or use for a rainy-day fund.

Dividend APY*

0.10%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

eXtras Student Savings

This high-dividend savings account is specially designed for members age 23 and younger.

Features

  • Earn a premium dividend on balances up to $1,500
  • No monthly service fees
  • No minimum account balance
  • As a joint owner, parents have complete access to the account.

Dividend APY*

3.00%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.
Balances over $1,500 will earn our Regular Savings dividend APY.

Education Super Saver

Open a SuperSaver account with as little as $5, and then watch your savings grow with great dividend rates.

Features

  • Minimum $5 initial deposit
  • Earns higher dividends to help cover school costs
  • 2.0% penalty applies for non-qualifying withdrawals.

Dividend APY*

1.25%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Coverdell ESA

A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.

Learn more

Features

  • No monthly service fees
  • No minimum account balance
  • Earn a premium rate on entire balance
  • Account owner has complete access to the account.

Dividend APY*

4.00%

*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Summer Pay

Earn a premium savings rate that's paid out in the summer months when you may not be in the classroom.

Features

  • Educator exclusive
  • Create your own pay program for summer

Dividend Rates

1.00%

View All Rates

Certificates

Our Bonus Certificates' guaranteed rates of return save your money and your peace of mind. Choose from a variety of terms and earn monthly dividends to help your savings grow even faster.

Features

  • Choose from a variety of terms
  • Jumbo certificates offered on balances $50,000 or more
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 08/30/2023.

Money Market

The more you save, the more you earn. Money Market accounts offer flexible access to funds with no term requirements.

Features

  • Tiered rates for higher balances
  • Convenient access to funds
  • Up to one (1) box of FREE checks each calendar years
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Club Accounts

With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.

  • Open with as little as $5
  • Fund your account using Direct Deposit, transfer, cash or check
  • Make additional deposits of any amount as often as you want
  • On November 1, funds automatically transfer to your Checking or Savings account
  • Account automatically renews each year

Make your travel dreams a reality with a Vacation Club Account at Apple.

  • Open with as little as $5
  • Fund your account using Direct Deposit, transfer, cash or check
  • Make additional deposits of any amount as often as you want
  • Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
  • Account automatically renews each year

More Helpful Resources

Join Now

Join Now

Apple FCU membership and account opening is available to anyone who lives, works, worships, volunteers or attends school in certain counties.

IRA

IRA

Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future.

Learning Center

Learning Center

Find more tools and resources to help you plan, save, get a quote and more!

Start Your Adventure with Rates as High as 5.30% APY

Start Your Adventure with Rates as High as 5.30% APY

Add s’more savings to your financial portfolio with Apple FCU’s Bonus Certificates!?

No Closing Costs* on HELOCs

No Closing Costs* on HELOCs

Got big summer plans? A Home Equity Line of Credit can help.

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