Help Your Money Grow
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.
For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.
All Apple Saving Accounts Feature
Online & Mobile Banking
Free Apple ATM Transactions
Balance Financial Fitness
eStatements
Regular Savings
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.
Features
- Minimum $5 initial deposit
- Save for routine expenses or use for a rainy-day fund.
eXtras Student Savings
This high-dividend savings account is specially designed for members age 23 and younger.
Features
- Earn a premium dividend on balances up to $1,500†
- No monthly service fees
- No minimum account balance
- As a joint owner, parents have complete access to the account.
† Balances over $1,500 will earn our Regular Savings dividend APY.
Education Super Saver
Open a SuperSaver account with as little as $5, and then watch your savings grow with great dividend rates.
Features
- Minimum $5 initial deposit
- Earns higher dividends to help cover school costs
- 2.0% penalty applies for non-qualifying withdrawals.
Coverdell ESA
A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.
Learn moreFeatures
- No monthly service fees
- No minimum account balance
- Earn a premium rate on entire balance
- Account owner has complete access to the account.
Summer Pay
Earn a premium savings rate that's paid out in the summer months when you may not be in the classroom.
Features
- Educator exclusive
- Create your own pay program for summer
Certificates
Choose from a variety of terms and earn monthly dividends. Jumbo Certificate rates available on balances of $50,000 or more.
Features
- Choose from a variety of terms
- Jumbo certificates offered on balances $50,000 or more
Money Market
The more you save, the more you earn. Money Markets offer flexible access to funds with no term requirements.
Features
- Tiered rates for higher balances
- Convenient access to funds
- Up to one (1) box of FREE checks each calendar years
Club Accounts
With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- On November 1, funds automatically transfer to your Checking or Savings account
- Account automatically renews each year
Make your travel dreams a reality with a Vacation Club Account at Apple.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
- Account automatically renews each year
More Helpful Resources
Spring Into Action and Open your Bonus Certificate Today
Watch your savings bloom with our competitive Bonus Certificate rates!
Make Smart Financial Decisions with Your Free Credit Review
Take advantage of a free credit review with an Apple FCU credit expert from now until March 31.
Rate & Review for a Chance to win $250!*
We're giving away $250 each month to two members for providing online ratings and reviews for our products.
Join Now
Apple FCU membership and account opening is available to anyone who lives, works, worships, volunteers or attends school in certain counties.
IRA
Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future.
Learning Center
Find more tools and resources to help you plan, save, get a quote and more!
Your Credit is Worth More Than You Think
Take advantage of a free credit review with an Apple FCU credit expert from now until March 31.
Rate & Review for a Chance to win $250!*
From now through March 31, 2023, we’re giving away $250 each month to two members for providing online ratings and reviews for our products.