
Help Your Money Grow
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.
For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.
All Apple Saving Accounts Feature

Online & Mobile Banking

Free Apple ATM Transactions

Balance Financial Fitness

eStatements
Regular Savings
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.
Features
- Minimum $5 initial deposit
- Save for routine expenses or use for a rainy-day fund.
eXtras Student Savings
This high-dividend savings account is specially designed for members age 23 and younger.
Features
- Earn a premium dividend on balances up to $1,500†
- No monthly service fees
- No minimum account balance
- As a joint owner, parents have complete access to the account.
† Balances over $1,500 will earn our Regular Savings dividend APY.
Education Super Saver
Open a SuperSaver account with as little as $5, and then watch your savings grow with great dividend rates.
Features
- Minimum $5 initial deposit
- Earns higher dividends to help cover school costs
- 2.0% penalty applies for non-qualifying withdrawals.
Coverdell ESA
A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.
Learn moreFeatures
- No monthly service fees
- No minimum account balance
- Earn a premium rate on entire balance
- Account owner has complete access to the account.
Summer Pay
Earn a premium savings rate that's paid out in the summer months when you may not be in the classroom.
Features
- Educator exclusive
- Create your own pay program for summer
Certificates
Our Bonus Certificates' guaranteed rates of return save your money and your peace of mind. Choose from a variety of terms and earn monthly dividends to help your savings grow even faster.
Features
- Choose from a variety of terms
- Jumbo certificates offered on balances $50,000 or more
Money Market
The more you save, the more you earn. Money Market accounts offer flexible access to funds with no term requirements.
Features
- Tiered rates for higher balances
- Convenient access to funds
- Up to one (1) box of FREE checks each calendar years
Club Accounts
With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- On November 1, funds automatically transfer to your Checking or Savings account
- Account automatically renews each year
Make your travel dreams a reality with a Vacation Club Account at Apple.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
- Account automatically renews each year
More Helpful Resources

Join Now
Apple FCU membership and account opening is available to anyone who lives, works, worships, volunteers or attends school in certain counties.

IRA
Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future.

Learning Center
Find more tools and resources to help you plan, save, get a quote and more!

Start Your Adventure with Rates as High as 5.30% APY
Add s’more savings to your financial portfolio with Apple FCU’s Bonus Certificates!?