Help Your Money Grow
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.
For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.
All Apple Saving Accounts Feature
Online & Mobile Banking
Free Apple ATM Transactions
Balance Financial Fitness
eStatements
Regular Savings
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.
Features
- Minimum $5 initial deposit
- Save for routine expenses or use for a rainy-day fund.
A Joint Owner(s) (18 or older) who is an Apple FCU member is required on minor accounts until the youth reaches 18 years of age.
eXtras Student Savings
This high-dividend savings account is specially designed for members age 23 and younger.**
Features
- Earn a premium dividend on balances up to $1,500†
- No monthly service fees
- No minimum account balance
- As a joint owner, parents have complete access to the account.
† Balances over $1,500 will earn our Regular Savings dividend APY.
**A Joint Owner(s) (18 or older) who is an Apple FCU member is required on minor accounts until the youth reaches 18 years of age.
Education SuperSaver
Open an Education SuperSaver account with as little as $5, and then watch your savings grow with great dividend rates.
Features
- Minimum $5 initial deposit
- Earns higher dividends to help cover school costs
- 2.0% penalty applies for non-qualifying withdrawals.
Coverdell ESA
A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.
Features
- No monthly service fees
- No minimum account balance
- Earn a premium rate on entire balance
- Account owner has complete access to the account.
Summer Pay
Earn a premium savings rate that's paid out in the summer months when you may not be in the classroom.
Features
- Educator exclusive
- Create your own pay program for summer
Money Market
The more you save, the more you earn. Money Market accounts offer flexible access to funds with no term requirements.
Features
- Tiered rates for higher balances
- Convenient access to funds
- Up to one (1) box of FREE checks each calendar year
Club Accounts
With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- On November 1, funds automatically transfer to your Checking or Savings account
- Account automatically renews each year
Make your travel dreams a reality with a Vacation Club Account at Apple.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
- Account automatically renews each year
More Helpful Resources
Open an eXtras Student Savings Today and Get $50*
Get ahead on savings goals with a $50 account opening bonus!
Watch Your Savings Bloom With 4.10% APY*
Don’t let this opportunity blow away in the spring breeze.
IRA
Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future.
Learning Center
Find more tools and resources to help you plan, save, get a quote and more!