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Open an eXtras Student Savings Today and Get $50*

It’s never too early to teach kids about the importance of savings. Open an eXtras Student Savings account now through June 30, and Apple will deposit $50 into your account!

Savings Accounts

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Savings Accounts

Help Your Money Grow

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.

For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

All Apple Saving Accounts Feature

Free Online, Mobile and Text Banking

Online & Mobile Banking

FREE Apple ATM Transactions

Free Apple ATM Transactions

BALANCE Financial Fitness

Balance Financial Fitness

eStatements

eStatements

Regular Savings

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.

Features

  • Minimum $5 initial deposit
  • Save for routine expenses or use for a rainy-day fund.

Dividend APY*

0.10%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

eXtras Student Savings

This high-dividend savings account is specially designed for members age 23 and younger.

Features

  • Earn a premium dividend on balances up to $1,500
  • No monthly service fees
  • No minimum account balance
  • As a joint owner, parents have complete access to the account.

Dividend APY*

3.00%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.
Balances over $1,500 will earn our Regular Savings dividend APY.

Education Super Saver

Open an Education Super Saver account with as little as $5, and then watch your savings grow with great dividend rates.

Features

  • Minimum $5 initial deposit
  • Earns higher dividends to help cover school costs
  • 2.0% penalty applies for non-qualifying withdrawals.

Dividend APY*

1.25%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Coverdell ESA

A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.

Features

  • No monthly service fees
  • No minimum account balance
  • Earn a premium rate on entire balance
  • Account owner has complete access to the account.

Dividend APY*

5.00%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Summer Pay

Earn a premium savings rate that's paid out in the summer months when you may not be in the classroom.

Features

  • Educator exclusive
  • Create your own pay program for summer

Dividend Rates

3.00%

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Money Market

The more you save, the more you earn. Money Market accounts offer flexible access to funds with no term requirements.

Features

  • Tiered rates for higher balances
  • Convenient access to funds
  • Up to one (1) box of FREE checks each calendar years

Minimum APY*

0.50%

View All Rates
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 02/02/2024.

Club Accounts

With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.

  • Open with as little as $5
  • Fund your account using Direct Deposit, transfer, cash or check
  • Make additional deposits of any amount as often as you want
  • On November 1, funds automatically transfer to your Checking or Savings account
  • Account automatically renews each year

Make your travel dreams a reality with a Vacation Club Account at Apple.

  • Open with as little as $5
  • Fund your account using Direct Deposit, transfer, cash or check
  • Make additional deposits of any amount as often as you want
  • Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
  • Account automatically renews each year

More Helpful Resources

Open an eXtras Student Savings Today and Get $50*

Open an eXtras Student Savings Today and Get $50*

Get ahead on savings goals with a $50 account opening bonus!

Hit the Road with No Payments for 90 Days

Hit the Road with No Payments for 90 Days

Make no payments for 90 days* and be entered to win a $250 gas card**!

Spring into Higher Yields with Rates Up to 5.00% APY<sup>†</sup>

Spring into Higher Yields with Rates Up to 5.00% APY

It’s time for your savings to bloom!

Join Now

Join Now

Qualify for membership through your location, school, relationships or work.

IRA

IRA

Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future.

Learning Center

Learning Center

Find more tools and resources to help you plan, save, get a quote and more!