Savings Accounts

Help Your Money Grow

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.

For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

All Apple Saving Accounts Feature

Online & Mobile Banking

Free Apple ATM Transactions

Balance Financial Fitness

eStatements

Regular Savings

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.

Features

Minimum $5 initial deposit
Save for routine expenses or use for a rainy-day fund.

Dividend APY^*

0.10%

View All Rates

Ask a Question

^*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 09/01/2024.

eXtras Student Savings

This high-dividend savings account is specially designed for members age 23 and younger.

To open an eXtras Student account, you must have the child's Birth Certificate and Social Security Card at the time of account opening.

Features

Earn a premium dividend on balances up to $1,500^†
No monthly service fees
No minimum account balance
As a joint owner, parents have complete access to the account.

Dividend APY^*

3.00%

View All Rates

Ask a Question

^*APY = Annual Percentage Yield. APY is subject to change without notice. No minimum required. All rates are effective as of 09/01/2024.
^† Balances over $1,500 will earn our Regular Savings dividend APY.

Education SuperSaver

Open an Education SuperSaver account with as little as $5, and then watch your savings grow with great dividend rates.

Features

Minimum $5 initial deposit
Earns higher dividends to help cover school costs
2.0% penalty applies for non-qualifying withdrawals.

Dividend APY^*

1.25%

View All Rates

Ask a Question

^*APY = Annual Percentage Yield. APY is subject to change without notice. Fees could reduce earnings. All rates are effective as of 09/01/2024.

Coverdell ESA

A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.

Features

No monthly service fees
No minimum account balance
Earn a premium rate on entire balance
Account owner has complete access to the account.

Dividend APY^*

5.00%

View All Rates

Learn more Ask a Question

^*APY = Annual Percentage Yield. APY is subject to change without notice. No minimum required. All rates are effective as of 09/01/2024.

Summer Pay

Earn a premium savings rate that's paid out in the summer months when you may not be in the classroom.

Features

Educator exclusive
Create your own pay program for summer

Dividend APY^*

3.00%

View All Rates

Ask a Question Schedule Video Appointment

^*APY = Annual Percentage Yield. APY is subject to change without notice. No minimum required balance required to earn dividends. Penalty may be imposed for early withdrawal; fees could reduce earnings. All rates are effective as of 09/01/2024.

Money Market

The more you save, the more you earn. Money Market accounts offer flexible access to funds with no term requirements.

Features

Tiered rates for higher balances
Convenient access to funds
Up to one (1) box of FREE checks each calendar years

Minimum APY^*

0.50%

View All Rates

Ask a Question Schedule Video Appointment

^*APY = Annual Percentage Yield. APY is subject to change without notice. No minimum required. All rates are effective as of 02/02/2024.

Club Accounts

Holiday Club Account

With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.

Open with as little as $5
Fund your account using Direct Deposit, transfer, cash or check
Make additional deposits of any amount as often as you want
On November 1, funds automatically transfer to your Checking or Savings account
Account automatically renews each year

Vacation Club Account

Make your travel dreams a reality with a Vacation Club Account at Apple.

Open with as little as $5
Fund your account using Direct Deposit, transfer, cash or check
Make additional deposits of any amount as often as you want
Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
Account automatically renews each year