Celebrate Smarter with 4.10% APY
A limited-time rate to celebrate 70 years.
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70 members with SafetyNet Savings will win.
From October 1 through December 31, you'll be entered for a monthly chance to win $70 if you have or open a new SafetyNet Savings, and make at least one qualifying transaction.
49% of Americans can't cover a $1,000 emergency with cash alone. Apple FCU designed SafetyNet to help you prepare for anything—even if you're starting from zero.
Earn 2.75% APY** on up to $10,000, and 1.00% APY** on balances over $10,000.
To be entered for a chance to win $70, all you need to do is:
Have a SafetyNet Savings—either an existing account or one opened during the promotion period
Make at least one, monthly qualifying transaction before December 31. Qualifying transactions include:
Deposits to your SafetyNet
Round Up transfers, if enabled.
Build your emergency fund with SafetyNet.
*Members must have a SafetyNet Savings and complete at least one qualifying transaction between10/01/2026-12/31/2026 to be entered. Qualifying transactions include deposits or Round Up transfers posted to SafetyNet in the qualifying month. Seventy (70) random winners will each receive $70: twenty (20) winners will be selected in October, twenty (20) winners will be selected in November and thirty (30) winners will be selected in December. Official Rules.
**APY = Annual Percentage Yield as of 10/01/26; rates are subject to change without notice. Premium rate earned on balances up to $10,000; balances over $10,000 will earn 1.00% APY. See Terms and Conditions for more details.
Affordable funding with no closing costs* and locked-in rates through 2026.
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