Make Your Dollars Make $ense
Apple Federal Credit Union
Prepare for Life’s Unexpected Moments
Build your emergency fund at 2.75% APY* with SafetyNet
12-Month Starter Certificate
Don't let a lack of existing savings hold you back. Your journey begins with your first step on a steady path towards financial security.
No Closing Costs* and Locked-In Rates on HELOCs
Affordable funding with no closing costs* and locked-in rates through 2026.
Rates
Auto Loans
As low as
4.24 %
APR*
Signature Loans
As low as
9.99 %
APR*
eXtras Student Savings
As high as
3.00 %
APY**
Certificates
As high as
5.00 %
APY**
*APR = Annual Percentage Rate | **APY = Annual Percentage Yield
Discover the Apple Difference
Built for your family, every step of the way
More Money Stays in Your Pocket
Never caught off guard
SafetyNet builds your emergency fund automatically.
✨The Latest from Apple
First In Virginia
Apple is the first credit union in Virginia to accept VA Mobile ID.
Rooted in our community
Celebrating 70 Years
Proud to support our community - and paying it forward.
Built Around Your Milestones
Their first step into money
Kids' first debit card, now available starting at age 8.
Bank Here, There or Anywhere
Experience a new level of personalized banking with our virtual video appointments. No matter where life takes you, our Apple team members can help you manage your accounts, discuss your financial goals and much more.
Back to Basics
3 Ways to Help Your Grandkids Save for the Future
Whether you've just welcomed your first grandchild or are watching them spread their wings, it's always a great time to invest in their financial future.
Read More
4 minute read
Plan and Retire
How to Build Wealth in Your 20s
When it comes to building your savings, time is one of your greatest assets. Learn how to take advantage of it while you’re young.
Read More
4 minute read
Plan and Retire
Why Estate Planning Matters and How to Get Started
Estate planning isn’t about wealth—it’s about ensuring your wishes are known and your loved ones are protected at every life stage.
Read More
2 minute read
Imagine That: Effortless Banking with Our Mobile App
Handling your finances is as simple as a few taps—Imagine That!
With our how-to video series, you’ll learn just how easy it is to make the most of our Mobile App. From purchasing gift cards to customizing account alerts, we guide you step-by-step so you can tackle your banking needs anytime, anywhere.
Explore our video library and see how effortless managing your money can be with Apple FCU.
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