Make Your Dollars Make $ense
Apple Federal Credit Union
Prepare for Life’s Unexpected Moments
Build your emergency fund at 2.75% APY* with SafetyNet
No Closing Costs* and Locked-In Rates on HELOCs
Affordable funding with no closing costs* and locked-in rates through 2026.
12-Month Starter Certificate at 5.00%*
Don't let a lack of existing savings hold you back. Your journey begins with your first step on a steady path towards financial security.
Rates
Auto Loans
As low as
4.49 %
APR*
Signature Loans
As low as
9.99 %
APR*
eXtras Student Savings
As high as
3.00 %
APY**
Certificates
As high as
5.00 %
APY**
*APR = Annual Percentage Rate | **APY = Annual Percentage Yield
Discover the Apple Difference
Built for your family, every step of the way
More money stays in your pocket
Real Dollars Back at Closing
Over $300k in mortgage and realtor rebates for our members this year.
✨ The latest from Apple
Your Credit, Coached
Our AI Credit Coach tracks your score and gives you personalized guidance to help it grow.
Rooted in our community
Celebrating 70 Years
Seven decades of service, and we're still Paying It Forward to the communities we call home.
Built around your milestones
Their first step into money
Our guides help young adults build credit, improve their scores, and feel confident about money.
Bank Here, There or Anywhere
Experience a new level of personalized banking with our virtual video appointments. No matter where life takes you, our Apple team members can help you manage your accounts, discuss your financial goals and much more.
From the Core
Rooted in Education, Growing with Families
A message from Cynthia McAree, Chief Marketing Officer.
Read More
9 minute read
Buy and Borrow
Understanding the Mortgage Application Process
Ready to shop for your dream home? Here’s seven things you can expect as you apply for your mortgage.
Read More
4 minute read
Back to Basics
Why Seniors are Targeted by Scammers and How to Stay Safe
Learn how to identify and combat fraud that targets older Americans.
Read More
6 minute read
Imagine That: Effortless Banking with Our Mobile App
Handling your finances is as simple as a few taps—Imagine That!
With our how-to video series, you’ll learn just how easy it is to make the most of our Mobile App. From purchasing gift cards to customizing account alerts, we guide you step-by-step so you can tackle your banking needs anytime, anywhere.
Explore our video library and see how effortless managing your money can be with Apple FCU.
Connect With Us
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