Online Banking


Fraud Prevention

Open an eXtras Student Savings Today and Get $50*

It’s never too early to teach kids about the importance of savings. Open an eXtras Student Savings account now through June 30, and Apple will deposit $50 into your account!

Accept and Make Payments Online

Accept and Make Payments Online

Seamlessly Process Payments

It's time to revolutionize your payment landscape and stay ahead in the fast-paced world of modern business.

Embrace the future of seamless payment processing and make effortless transactions with Apple FCU’s cutting-edge payment tools.

Online Wire Transfers

Online wire transfers offer lightning-fast transactions speed and ensure your funds get where they need to go.

Don't worry about driving to a branch to send your wire. Save time by sending domestic wires from your home or office with in our secure Online Banking. For international wires, contact our Member Service Center or visit the nearest Apple FCU branch.

Direct Pay

Say goodbye to paper checks and manual transactions and embrace a new era of efficiency with Direct Pay!

Also known as ACH (automated clearing house) services, Direct Pay is a secure, fast and convenient way to improve cash flow and manage receivables for your business. ACH Services helps both large and small businesses by improving cash flow, reduce billing costs and speeding up collections by initiating and tracking payments online.

Remote Deposit Capture

Easily accept checks from your customers with our Remote Deposit Capture feature!

Remote Deposit Capture is a game-changing technology that redefines the way you handle checks and payments. You can save time by depositing checks from the comfort of your home, office or even on the go.

No more disruptions to your busy schedule. Get faster access to your funds and improve your cashflow today with Remote Deposit Capture.

Ready to get started with Remote Deposit Capture? Contact ust at 703-788-4800 or [email protected].

Frequently Asked Questions

Yes, there is a $20 fee per wire transfer initiated in Online Banking.

No, only domestic wire transfers are currently available.

Wires received by 2 p.m. are processed the same day. Wires received after 2 p.m. or on a weekend or holiday will be processed the next business day.

We can finance deals anywhere from as little as $50,0000 to as much as $10 million and possibly more. If your project exceeds $10 million, please speak with a Loan Officer to discuss details.

From the time of application and receipt of all financial documentation, a decision is usually rendered in as little as 5 to 7 days.

Members interested in Remote Deposit Capture must fill out our application to determine qualification.

For members that qualify, the Remote Deposit Capture Service will be enabled in the Mobile App after signing the Remote Deposit Capture disclosure.

To begin the application process, please contact a member of our Commercial Services team at (703) 788-4800. Eligibility for Remote Deposit is subject to Apple FCU approval. 

Qualified commercial members will enjoy FREE access to our Remote Deposit Capture service. The only fee that will be incurred is the cost of the scanner.

To access Remote Deposit Capture, a Cannon CR-L1 scanner is required. This scanner can be purchased directly through us for a one-time charge of $545.99 or 12 monthly payments of $45.50. 

Unfortunately, the software is specific to a Cannon CR-L1 to use this service.  

Once a member is successfully enrolled, they will be given access in Online Banking. The Remote Deposit Capture service will be available under the "Accounts" tab of Online Banking. 

No, we don't charge an annual fee for the Apple FCU Visa Business Rewards Card.

The following must be included on the back of the check:  

  • Endorsement (signature) 
  • "For remote deposit only."

PLEASE NOTE: If the back of the check is not properly endorsed, Apple Federal Credit Union reserves the right to reject the check for deposit. Please review the Remote Deposit Capture disclosure for more details or contact a member of the Commercial Services team for assistance.  

There are no limits to the number of checks you may deposit. However, there are strict total deposit limits determined during the application process based on the needs of the business. The member will have full access to this limit once enrolled.   .

Please store your checks in a safe place for 60 days from the date of your deposit. In the event of a deposit dispute, Apple Federal Credit Union may require presentation of the original check to settle the dispute. After 60 days, you may securely destroy the check.