Online Banking


Open an eXtras Student Checking and Get $70*

Lay their foundation for solid money management.

Home Promotions

Open an eXtras Student Checking and Get $70*

Give your child an eXtra boost financially this spring. Use code CHECKING70 when you open your account.

Student Checking

Help Your Student Spend Smarter This Spring

Is your child working a part-time job or ready for a debit card of their own?

Open an eXtras Student Checking with a FREE Visa® Debit Card now through June 30, and we’ll deposit $70 into the account after their first purchase with the Card!* Be sure to enter or mention promotion code CHECKING70 at the time of account opening to qualify.

Why open an eXtras Student Checking account?

No Monthly Service Fees

No Monthly Fees or Balance Requirements

Account holders won’t pay monthly service fees or need to maintain minimum account balances to take advantage of the account’s features and benefits.

Supervise your Student’s Spending

Supervise your Student’s Spending

As Joint Owner, you have complete access to the account through Apple FCU Online or Mobile App. Easily move money using Transfer Funds, set up transaction alerts, keep track of balances and more.

Graduate When the Time Comes

Graduate When the Time Comes

When your child turns 24, the account will automatically convert to an Apple FCU FREE A+ Checking, ensuring seamless access for years to come.

Apple’s FREE Debit Card Offers Guidance With Guardrails

Empower your kids with the freedom to spend wisely using our FREE Visa® Debit Card!

Perfect for spending birthday money, chore money or paychecks from their job, this Card allows students to practice managing their spending habits while working together with Joint Owners to set spending limits and control the Card’s usage in digital banking.

Check out this how-to video to learn how you can manage your child's account in digital banking.

YouTube Video Player

Give your child an eXtra boost. Open their account today!

*To qualify, member must open an eXtras Student Checking with a new or existing youth membership (ages 12-23) from 04/01/2026-06/30/2026, make a purchase using the eXtras Student Debit Card within 60 days of account opening (excludes ATM transactions) and mention promotion code CHECKING70 at the time of account opening. Limited to two (2) eXtras Checking Bonuses per household. The $70 bonus will be deposited in the eXtras Checking within 60 days of purchase pending verification.

A Joint Owner(s) (18 or older) who is an Apple FCU member is required on minor accounts until the youth reaches 18 years of age.

Current Promotions

Bill Pay

We’re Donating $1 Every Time You Use Bill Pay

Each qualifying transaction you make will help uplift our community.

Learn More
Fintastic Funding

Apple FCU’s Awarding $70,000 Through Our FinTastic Funding Initiative

In celebration of our 70th anniversary, we’re giving away four prizes totaling $70,000 to eligible small businesses across Northern Virginia and beyond through FinTastic Funding.

Learn More
CashBack+

Make and Print Memories in the CashBack+ Giveaway*

Buy gift cards with CashBack+ for a chance to win a Fujifilm instax wireless printer.

Learn More
Free Shred Events from Apple FCU

Free Local Document Shredding

Save time and protect your privacy with our FREE Shred Events!

Learn More
Home Equity Line of Credit

Refresh Your Home With No Closing Costs* and Locked-In Rates on HELOCs

Explore Apple FCU’s HELOC promotional offers: no closing costs* and locked-in rates through 20261. Upgrade your home and access flexible, affordable funding.

Learn More
Bonus Certificate Rates from Apple FCU

Celebrate Smarter with 4.10% APY*

A limited-time rate to celebrate 70 years.

Learn More