Cards for Every Lifestyle
We offer a variety of benefits including points, cash back and low rates. To enhance your checkout experience, our contactless cards are integrated with Apple Pay®, Google Pay™, Samsung Pay®, and Visa Click to Pay®.
Feel secure with enhanced fraud protection: covered with Visa's Zero Liability Policy if your card is ever lost, stolen or fraudulently used. When you activate Verified by Visa you'll enjoy an extra layer of security when shopping online, and you can save time filling out online forms with Visa Click to Pay. Plus, using Tap & Go or the embedded chip provides a dynamic encryption, protecting your information.
Still have questions?
Schedule a video appointment, call us at 703-788-4800 or visit a branch.
All Apple Credit Cards Feature
No Annual Fee
No Balance Transfer Fee*
Rates Below 18.00% APR**
Tap & Go Contactless Purchases
Visa Shopping Discounts
Digital
Card Management
*Balance Transfer Fees may apply during promotions.
** APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Credit Card rates apply to cash advances, balance transfers and outstanding balances on purchases.
Signature Rewards
Features
- 3X Points on Gas
- 2X Points on Groceries
- 1 Point on Everything Else
- Credit Lines up to $50,000
- Complimentary 24-hour Visa® Signature Concierge Service
- Redeem points for cash, gift cards, travel and more
APR1 as low as
MyRewards
Features
- 3X Points on Gas
- 2X Points on Groceries
- 1 Point on Everything Else
- Credit Lines up to $5,000
- Redeem points for cash, gift cards, travel and more
Platinum
Features
- Low, variable rate
- Credit Lines up to $35,000
Educator±
Features
- Created exclusively for educators
- Credit Lines up to $35,000
- Low Introductory Rates2
- No Payments During Summer Months3
23.99% Introductory APR on purchases only for qualifying members, for a period of 12 months. After that, or if you do not qualify for the Introductory APR, your APR will be changed based on your creditworthiness. APR varies with the market based on the Prime Rate and is subject to change daily. To see the current available rates, please view the Educator Visa disclosure.
3 Educator Visa account must be in good standing (no past due balances or over limit). Interest will continue to accrue.
±Educator Visa Eligibility: Applicants must be currently employed by an Apple Federal Credit Union Select Employee Group School System: Clarke County, Fairfax, Falls Church, Frederick County, Loudoun County, Manassas City, Manassas Park, Prince William and Stafford AND have a minimum $500 Direct Deposit.
Student
Features
- For members, ages 18 to 252
- Credit Lines up to $1,500
- Fixed-Rate
2Members may retain the card for six (6) years or until age 25, whichever comes first. Members under age 21 are federally required to have a cosigner (must be 21 years of age or older).
Credit Builder
Features
- Secured Credit up to $5,000
- Help establish or to rebuild credit
- Deposit $250 - $5,000 into your Savings Account and that amount becomes your credit limit
Transfer High-Rate Balances
We make it easy:
-
Apply
Don't have an Apple Visa? Request a transfer during the application process.
-
Transfer
Use Card Manager in Apple FCU Online or Mobile, or call 866-820-3867, to transfer to your existing card.
-
Manage
Manage your card in Apple FCU Online or our Mobile App!
More Helpful Resources
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