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Open an eXtras Student Savings Today and Get $50*

It’s never too early to teach kids about the importance of savings. Open an eXtras Student Savings account now through June 30, and Apple will deposit $50 into your account!

Business Checking & Money Market Solutions

Business Checking & Money Market Solutions

Day-To-Day Money Management

Making the most of your cash on hand can be as important to the success of your business as the number of items sold or customers served. Whether you've just opened your doors or you're a seasoned entrepreneur seeking ways to improve your bottom line, it's time to maximize your potential. Take your business to the next level with Apple's versatile Commercial Checking and Money Market options. Whatever your size or organizational dilemma, the answers are all right here at Apple FCU.

Contact a Commercial Services Expert at 703-788-4800 to get started.

Business Checking Account Features

FREE Apple Visa Commercial Debit Card icon

FREE Apple Visa® Commercial Debit Card

Online Banking & Mobile App icon

Online Banking & Mobile App

Online Bill Pay icon

Online Bill Pay

 FREE eStatements icon

FREE eStatements

FREE Initial Check Order icon

FREE Initial Check Order

Core Checking

With no monthly fees or minimum monthly balance, our Core Checking account has everything you need to simplify your small business's operations.

Features

  • No monthly maintenance fee
  • $50 minimum opening deposit
  • 200 free items allowed per month*
  • Excessive items fee per month ($0.30 per item over 200)
  • Low cash deposit and withdrawal fees**
*Monthly Combined transactions included (paid checks, items deposited, deposit tickets, ACH credit/debits received). Does not include cash or debit card transactions.
**Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.

Core Plus Checking

Our Core Plus Checking account supports businesses with moderate transaction activity. It offers 300 free monthly items, which includes paid checks, items deposited, deposit tickets and ACH credit/debits received.

Features

  • $50 minimum opening balance
  • 300 free items allowed per month*
  • Excessive items fee per month ($0.30 per item over 300)
  • Monthly maintenance fee is $15 if average daily balance falls below $2,500
  • Low cash deposit and withdrawal fees**
*Monthly Combined transactions included (paid checks, items deposited, deposit tickets, ACH credit/debits received). Does not include cash or debit card transactions.
**Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.

Core Advantage Checking

Our Core Advantage Checking account is designed for larger businesses with higher transaction volume. It offers low cash deposit/withdrawal fees and 500 free monthly items, including paid checks, items deposited, deposit tickets and ACH credit/debits received.

Features

  • $5,000 minimum opening balance
  • Dividends paid monthly*
  • Monthly maintenance fee is $25 if average daily balance falls below $5,000
  • 500 free items allowed per month**
  • Excessive items fee per month ($0.30 per item over 500)
  • Low cash deposit and withdrawal fees***
*APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 09/01/2023.
**Monthly Combined transactions included (paid checks, items deposited, deposit tickets, ACH credit/debits received). Does not include cash or debit card transactions.
***Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.

Core Corporate Checking

Our Core Corporate Checking account rewards your relationship with Apple FCU through dividends paid out monthly. 

Features

  • $15,000 minimum opening balance
  • Dividends paid monthly*
  • Monthly maintenance fee is $25 if average daily balance falls below $15,000
  • Excessive items fee per month ($0.15 per debit, $0.30 per credit, $0.10 per item deposited)**
  • Low cash deposit and withdrawal fees***
*APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 09/01/2023.
**Monthly Combined transactions included (paid checks, items deposited, deposit tickets, ACH credit/debits received). Does not include cash or debit card transactions.
***Cash Fee of $2 per $1,000 cash deposited and withdrawal over $5,000.

Money Market

Put your capital to work for your business. Our Money Market account supports your savings goals with a premium rate.

Features

  • Minimum opening deposit for 5.00% is $1,000,000
  • No monthly maintenance fees or ongoing balance requirements
  • No minimum withdrawal requirements
  • Make deposits in any amount at any time
  • Dividends are compounded daily and paid monthly
*APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 09/01/2023.

More Helpful Resources

Commercial Loans

Commercial Loans

Find the lending resources you need to build and grow your business.

Merchant Services

Merchant Services

Whatever your business needs, we deliver the right tools to get the job done.

Cash Management

Cash Management

Spend time managing your business, not just its finances. We have a variety tools that will help boost your productivity.

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