Online Banking


Fraud Prevention

Open an eXtras Student Savings Today and Get $50*

It’s never too early to teach kids about the importance of savings. Open an eXtras Student Savings account now through June 30, and Apple will deposit $50 into your account!

Holding a hot beverage with red gloves in the snow

Spring into Higher Yields with Rates Up to 5.00% APY

As flowers bloom and nature rejuvenates, it’s time for your savings to blossom too! Embrace the fresh opportunity to grow your money with our Bonus Certificates and rates as high as 5.00% APY.

New Money

5.00% APY
5 Month

New or Existing Money

4.70% APY**
9 Month
4.65% APY1
18 Month
4.50% APY*
35 Month

Open yours in minutes within Apple FCU Online or our Mobile App! Simply tap Add a Product, then Certificates to get started!2 You can also call us at 703-788-4800, schedule a video appointment or visit a branch to open your account today.

Not a member yet? Join now!

APY = Annual Percentage Yield as of 03/20/2024 for a limited time 5-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. New Money required (funds not currently on deposit at Apple FCU); minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 5-month Certificate will automatically renew as a 6-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term is 6 months or less – the lesser of dividends earned since issuance or renewal or 90 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

*APY = Annual Percentage Yield as of 03/20/2024 for a limited time for a 35-month Bonus Regular or IRA Certificate (excludes Commercial accounts); offers subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term, the 35-month Certificate will automatically renew as a 36-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: Term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

**APY = Annual Percentage Yield as of 03/20/2024 for a limited time 9-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 9-month Certificate will automatically renew as a 6-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

1APY = Annual Percentage Yield as of 03/20/2024 for a limited time 18-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 18-month Certificate will automatically renew as a 15-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

2Commercial Certificates must be opened in person or by calling 703-788-4800.

Current Promotions

Educator Referrals

Refer Fellow Educators and Get $75*

Calling all educators! Are you ready to turn your network into rewards? Register for our exclusive Educator Referral Program, and you and any educator you refer will earn $75*!
Auto Loan Deferral for 90 Days

Hit the Road with No Payments for 90 Days

The road to your dream car just got even smoother.
eXtras Student Savings

Open an eXtras Student Savings Today and Get $50*

It's never too early to teach kids about the importance of savings.
Free Shred Events from Apple FCU

Free Local Document Shredding

Save time and protect your privacy with our FREE Shred Events!
Home Equity Line of Credit

No Closing Costs* and Locked-In Rates for 20241 on HELOCs

Our Home Equity Line of Credit just got even better.
Refer Friends & Family

Refer Friends & Family

Friends don't let friends get abused by big banks. Help those you love by sharing the benefits of Apple and receive $25!