Online Banking

Open an eXtras Student Savings Today and Get $50*

Open an eXtras Student Savings account now through June 30, and Apple will deposit $50 into your account! Use the promotion code EXTRAS50 to earn the bonus.*

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Direct Deposit

Direct Deposit

Get Paid Up to 2 Days Early* With Apple FCU

We love seeing you at our branches, but we also love saving you time. With Direct Deposit from Apple FCU, your paycheck arrives up to 2 days early*. No lines, no holds, no effort.

Direct Deposit Benefits

Direct Deposit Two Days Early

Direct Deposit Up to Two Days Early*

Loan Payments via Payroll Deductions

Loan Payments via Payroll Deductions

Discounts on Select Loans

Discounts on
Select Loans

Set Up Direct Deposit From Apple FCU Online or Mobile App

No more worrying about your paycheck getting lost or stolen. Direct Deposit gets your money from your employer to your Apple FCU account with no hassle or hiccups.

  • Open Apple FCU Online or Mobile App

    After you log in, click Accounts, then Update Direct Deposit.

  • Select Your Account

    Choose the account into which you’d like to deposit your paycheck.

  • Find Your Employer

    Next, you’ll search for your employer or where your Direct Deposit will come from.

  • Log Into Payroll Site and Confirm

    Finally, you’ll log into your payroll site like normal and confirm the details of your Direct Deposit.

Frequently Asked Questions

  1. Log in to Apple FCU Online or Mobile App
  2. Under the Accounts menu, select the appropriate account for your Direct Deposit/electronic transfer
  3. Select Account Details to view your MICR Number.
direct-deposit

No. Early pay is a free benefit available to Apple members.

No. We're simply depositing your payroll earlier than payday. There are no fees, service charges** or interest rates applied.


*The timing of early pay Direct Deposit varies based on the payment file submission from the payee. Apple FCU may make payroll and other electronic transfers available when the payment file is received, up to two (2) business days earlier than the scheduled payment date. Please note that funds are not available for you to spend until they are reflected in the AVAILABLE BALANCE. You should not rely on early pay Direct Deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Apple FCU is not responsible for overdraft fees resulting from transactions that occur prior to funds posting.

**Applies to Advantage Checking which requires min. $500 monthly direct deposit to avoid fee. $10 monthly fee assessed for members who fail to meet at least one of the qualifications: have a direct deposit of at least $500 per month, have an open Summer Pay account, or maintain combined Savings and Loan balances of at least $20,000.

1Some institutions may impose a surcharge. Up to $10 worth of Surcharge fees refunded per month.

†Includes a 0.25% Direct Deposit rate discount; subject to change at any time. Rates are based on an evaluation of applicant credit and amount financed. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. 0.25% rate discount contingent upon an active, monthly direct deposit of $500 or more into an Apple FCU Savings or Checking account. Apple FCU Direct Deposit will be paid up to 2 days early depending on the employer. If you fail to set up Direct Deposit within 60 days of Loan closing, or at any point during the life of the Loan are no longer receiving the Direct Deposit minimum of $500 a month, the rate will increase by 0.25% above the interest rate disclosed in the Loan and Security Agreement, beginning the first day of the month following any such occurrence, and until all Principal is paid in full. The discount cannot be reinstated during the term of the Loan.