Yes. Your eligibility for Pay Your Way offers is partly determined by the number of outstanding loans you have active. Therefore, taking out BuyAdvantage loans may impact how many PayAdvantage offers you are eligible for, and taking out PayAdvantage loans may impact how many BuyAdvantage offers you are eligible for.
Pay Your Way
Flex Your Budget. Pay Your Way.
We all could use some flexibility with our cash, especially when we make large purchases. Pay Your Way from Apple Federal Credit Union offers two types of services to eligible members. Whether you are planning a purchase or looking to spread out payments for one you’ve already made, Pay Your Way can help manage your cash flow and stay within your budget.
How It Works
Log in to Apple FCU Digital Banking.
Select Rewards and Offers.
Select Pay Your Way Offers.
View and accept your available Pay Your Way offers in seconds, as well as the repayment terms that work for you.
You will receive your funds in your account in moments.
See If You're Qualified
No credit check, no application, no new cards or accounts. Pay Your Way offers are tailored to you, right in Digital Banking. If you have offers, all you need to do is accept.
Frequently Asked Questions
Pay Your Way offers are found in Apple Federal Credit Union’s Digital Banking. Log in, navigate to Rewards and Offers and select Pay Your Way.
There is no application for a Pay Your Way loan. All BuyAdvantage and PayAdvantage Pay Your Way offers within Apple FCU Digital Banking are pre-qualified for you to view and accept. You will receive a copy of the loan agreement in your email.
After you have accepted a Pay Your Way offer, your purchase amount will be deposited into your account in moments. In some cases, it can take up to 24 hours.
No, Pay Your Way offers do not require a credit check.
Yes. You can pay off your Pay Your Way plans early within Apple FCU Digital Banking or at a branch.
If you do not see any Pay Your Way offers, this may be because your current account status is not eligible for Pay Your Way. If you already have active Pay Your Way plans, you may not be eligible for additional offers until the active plans are paid back.
If you are eligible for BuyAdvantage but do not see PayAdvantage offers, this may be because your recent debit card purchases are not eligible for Pay Your Way.
An eligible purchase is a Debit Card purchase made in the past 60 days that is at least $80, no more than $2,000 and was not a cash equivalent purchase (e.g., ATM withdrawal, money order, cash advance). Other restrictions surrounding the merchant type and transaction limits may affect PayAdvantage eligibility.