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Fraud Prevention

Open an eXtras Student Savings Today and Get $50*

It’s never too early to teach kids about the importance of savings. Open an eXtras Student Savings account now through June 30, and Apple will deposit $50 into your account!

Educator Referrals

Refer Fellow Educators and Get $75*

Calling all educators! Are you ready to turn your network into rewards? Register for our exclusive Educator Referral Program, and you and any educator you refer will earn $75*! They just need to use your link, become a member and enroll in direct deposit with their employing school for you both to earn the bonus.

Do you have to be a teacher to be considered an educator? No!

If you work for an eligible school, college or university in Northern Virginia, Apple FCU considers you an educator!

Whether you're a teacher, administrator, bus driver or cafeteria worker, we welcome all faculty and staff of eligible schools, colleges and universities to join Apple FCU.

See List of Eligible Schools

How It Works

1. Register for our referral program.

Register for our Educator Referral Program through the registration link to start referring new members to Apple FCU.

2. Share your link.

Share your unique referral code with anyone in the education community who could benefit from Apple FCU's financial services.

3. Earn $75* each!

Once the new member joins, they must set up direct deposit from their employing school, college or university. Following the first direct deposit that hits their account, the $75* bonus will be made to both accounts!

Register and Refer

Why the Education Community Joins Apple FCU

Two-Day Early Pay

Two-Day Early Pay**

With Apple FCU Direct Deposit, you'll access your hard-earned pay up to 2 days** before your "payday." No cost and no catch. It's just our way of doing right by our members.

Exclusive Educator Products

Exclusive Educator Products

We offer exclusive products like our Educator Line of Credit, Educator Visa® Credit Card and Educator Mortgage Program.

Community-Centric Values

Community-Centric Values

At Apple FCU, we believe in fostering a sense of community. By referring your colleagues, you're helping them discover a financial institution that truly understands and supports educators.

Trusted financial partner

Trusted Financial Partner

Apple FCU was founded by and for educators, offering personalized banking solutions and excellent service for nearly 70 years.

Register Today and Start Earning

We're thrilled to offer you and your education network a $75* bonus as a token of our appreciation for being a loyal Apple FCU member. Register now and start referring today!

Register and Refer

*Apple FCU reserves the right to discontinue the program at any time without prior notice. To receive the incentive described, the person being referred must be a current employee of an eligible school, college, university, institute, academy or school district as defined by Apple Federal Credit Union’s Select Employer Groups (SEG.) All employees, regardless of position, are eligible. The person being referred must be referred by an existing Apple FCU member, not be an existing Apple FCU member or had an Apple FCU account closed within the last 12 months. The new members must: establish membership, open a Checking account and establish direct deposit (minimum $500) with their employing school system within 60 days of account opening. The referring member must have an Apple FCU Checking in good standing (no negative balance) and may not have any past due loan balances. Upon verification, the bonus will then be paid to both members within 60 days and reported as dividend income; any federal, state and local taxes are the sole responsibility of the members. Referring members may receive up to $300 annually for the Educator Referral Program and for referrals outside of this campaign.

**The timing of early pay Direct Deposit varies based on the payment file submission from the payee. Apple FCU may make payroll and other electronic transfers available when the payment file is received, up to two (2) business days earlier than the scheduled payment date. Please note that funds are not available for you to spend until they are reflected in the AVAILABLE BALANCE. You should not rely on early pay Direct Deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Apple FCU is not responsible for overdraft fees resulting from transactions that occur prior to funds posting.

List of Eligible Schools

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