Personal Loans
Whatever you need, we would like to help
Life happens. For the expected and unexpected expenses we all face, our Personal Loans can help you afford whatever you need. From engagement rings, dream vacations, medical bills and home upgrades to debt consolidation, we got you covered.
Apply now!Loan Perks
Competitive Rates
Borrow up to $50,000
Terms up to 60 months
No hidden costs or early payoff penalties
Easy payments with Online & Mobile Banking
Easy application process
Loan Options
Signature Loan |
|
Apply Now |
Signature Line of Credit |
|
Apply Now |
Savings Secured Loan |
If you're looking to build or repair your credit history, consider a Savings Secured Loan. Borrow against funds held on deposit in your Apple Savings or an Apple Certificate. Plus, your savings will continue to earn dividends. | Apply Now |
Rates
| APR as low as* | Conditions | ||
|---|---|---|---|
Signature Loan† |
8.99% | Up to $50,000 | Apply Now |
Signature Line of Credit (Variable) |
7.49% | Up to $50,000; APR is Prime Rate** + 4.24 - 14.99% | Apply Now |
Savings Secured (Regular Savings) |
3.00% plus the dividend rate paid on the deposit account | Savings are pledged for loan; amount of the loan cannot exceed the balance in the account securing the loan | Apply Now |
Savings Secured (Certificates) |
2.00% plus the dividend rate paid on the deposit account | Certificates are pledged for loan; amount of the loan cannot exceed the balance in the account securing the loan and must be equal to or less than the Certificate term | Apply Now |
*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate.
**Index as published in the Wall Street Journal on the first business day of the month preceding Jan. 1, April 1, July 1, and Oct. 1. Maximum Rate 18.00%.
† Includes a 0.25% Direct Deposit rate discount; subject to change at any time. Rates are based on an evaluation of applicant credit and amount financed. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. 0.25% rate discount contingent upon an active, monthly direct deposit of $1,000 or more into an Apple FCU Savings or Checking account. If you fail to set up Direct Deposit within 60 days of Loan closing, or at any point during the life of the Loan are no longer receiving the Direct Deposit minimum of $1,000 a month, the rate will increase by 0.25% above the interest rate disclosed in the Loan and Security Agreement, beginning the first day of the month following any such occurrence, and until all Principal is paid in full. The discount cannot be reinstated during the term of the loan.
What information do I need to get a loan
You'll need:
- Government issued photo ID - a driver’s license, state-issued ID or a military ID
- Recent paystub, W2 and/or filed and signed tax returns (for self-employed individuals)
More helpful resources
Car Buying Made Easy
In the market for a new vehicle? Learn how to improve your next car buying experience, eliminate time-wasting dealer negotiations and secure a rate and payment that doesn’t break the bank. Apple Federal Credit Union is ready to help!
View all videos