Government Assistance

Government shutdown hitting home? Apple FCU can help.

At Apple FCU, we’re here for your family—through times of stability and times of uncertainty.

If you're impacted by the government shutdown, please know we’re ready to support you with solutions and options when you need it most.

Government Shutdown Loan

Loan Amount Up to $5,000

APR^* 0%

Maximum Repayment Term 6 months

Eligibility Requirements

Federal government employee with current direct deposit at Apple FCU
Not being paid during the shutdown
Government must fail to pay eligible employees during the shutdown

How to Apply

Log in to Online Banking or Mobile App
Click Add a Product then Auto and Personal
Select Emergency Loan from the drop-down menu
Note "Government Shutdown" in the Comments section

Apply Now

Skip-A-Loan Payment**

You may be eligible to skip your Auto or Personal Loan payment. Visit AppleFCU.org and log in, view your eligible loan and click on Skip-a-Pay.

Log in

Penalty-Free Certificate Withdrawal

All fees will be waived should you elect to close a Certificate early.^†

Log in

FREE BALANCE Financial Counseling

Talk with a financial counselor for confidential guidance on how to handle your finances. Access FREE BALANCE Financial Counseling online or toll-free at 888-456-2227.

Learn More

Personal Loans, Lines of Credit and Credit Cards

We offer various loan types to help ease your financial hardship.

View Loans

^*APR = Annual Percentage Rate as of 1/1/26. This is a limited time offer and is subject to change at any time. To qualify, you must submit proof of federal employment furlough letter that displays your name. If your name is not on the federal government furlough letter your last paystub may be requested for verification. Apply using your current salary. Approval based on an evaluation of applicant credit; all applicants may not qualify.

^**Offer valid through the declared end of the shutdown; subject to change at any time. Not all loan types qualify. See applefcu.org/skip for details. May be required to present proof of federal employment to qualify.

^†Must request withdrawal before the declared end of the shutdown; subject to change at any time without notice. To qualify you may be required to present proof of federal employment to qualify.

Government Shutdown Assistance