Life moves fast, and you deserve banking that can keep up. With Apple FCU Digital Banking, you can manage your finances anytime, anywhere, with solutions that put you in control.  

Here's seven things you should know to be successful with Apple FCU Digital Banking. 

Got a check on a Sunday? With Mobile Deposit from Apple FCU, you can quickly and safely deposit the check through our Mobile App, no waiting for a branch to open on Monday. 

Log in to your Mobile App and tap Deposit. Follow the on-screen prompts to select the account you want the money deposited in, take photos of the front and back of your check and confirm the deposit. Your money should appear in your account within a day.

2. Direct Deposits 

Direct Deposit from Apple FCU lets you get your paycheck up to two days earlier*. This means paying loans, planning your budget and saving faster, without the stress of going to pick up your paycheck or transferring funds between accounts. 

To update Direct Deposit, log in to Apple FCU Digital Banking and select Account Services. Navigate to Update Direct Deposit and select the account where you want your deposit. Follow the on-screen prompts to enter your information, your payroll provider's information and confirm your details. 

With Direct Deposit from Apple FCU, you can choose to send your full paycheck to your Apple FCU account, or send a specific dollar amount or percentage.  

No more worrying about forgetting your wallet at home. By adding your Apple FCU Debit or Credit Card to your digital wallet, your cards are always with you. Plus, when you use your digital wallet to pay, your card information is not shared with merchants. This reduces fraud risks and keeps your information secure. 

In Apple FCU Digital Banking, select Cards and scroll down to Add to Preferred Digital Wallet. From there, easily add your card(s) to Apple Pay®, Google Pay™ or Samsung Pay®. 

Set spending controls and alerts, send us a travel notice or instantly lock your card if it gets lost with Manage Cards. These tools are great for anyone who wants to keep a closer eye on their spending and prevent fraud on their account. 

Navigate to Cards and scroll down to Block Card. Here, you can instantly lock your card if it gets lost and unlock it when it turns up again. If you can't find your card, fear it was stolen or if it's been damaged, you can order a new one right in Digital Banking. 

Scroll down a little further and you'll find Alerts and Controls. This is where you can set spending controls and alerts to know when your card is used, you've gone over budget and where you can set travel notices if you're going out of state. 

Easily send money to those you know and trust with Zelle® in Apple FCU Digital Banking. By using the phone number or email they're enrolled with, you can instantly pay a friend back for dinner or send a birthday gift to a family member.  

In Apple FCU Mobile App, tap Move Money and Send Money with Zelle®. Follow the prompts to send funds, no fees required. 

Need funds for an urgent need or just managing your money across accounts? Instant transfers allow you to move money between your Apple FCU accounts and participating financial institutions. 

Please note that for all instant transfers, Apple FCU charges a 3% fee up to $25. 

If the funds you need to pay your credit card bill or make your auto loan payment are in another account, you can use that external debit card to pay through Apple FCU Digital Banking. Easily skip the steps of transferring money to your Apple FCU account and quickly knock out that bill. 

Please note that Apple FCU charges a $4.95 fee to use an external card for loan payments. 

Digital Banking that Meets Your Needs

We love to see you in our branches, but we understand that sometimes, there are some transactions you need to manage on your own. We're dedicated to giving you cutting-edge digital banking solutions that keep up with your busy life and give you the flexibility that you need. If you ever need assistance, send us a secure message in Digital Banking or visit our website and select the "Let's talk!" button in the bottom right corner of the screen. 

For more features and tips on Apple FCU Digital Banking, check out our Digital Banking page.