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Home » Personal Banking » Credit Card » Platinum Visa
Credit Cards is rated 4.7 out of 5 by 293.
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Worldwide Convenience. Added Value. Options to Meet Your Needs.

Visa Platinum

Enjoy the prestige of a Platinum card with the added benefits of a low variable rate.

Features:
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Credit lines up to $35,000
  • EMV Chip enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay and Samsung Pay
  • Pay online in a flash with Visa Checkout
  • 25-day grace period on purchases
Additional Benefits:
View Rates
Disclosures & Fees | Credit Card Agreement | Visa's Basic Protection Package

Ask a Question about our Visa Platinum card

Compare Your Credit Card Options

Credit Card Balance Transfer

Transfer your high-rate credit card balances to a new or existing Apple Credit Card.
Learn More

†Balance Transfer Fees may apply during promotional periods. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.
Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

Signature Rewards

With an Apple FCU Visa Signature Rewards Card, you’ll enjoy instant access to dozens of everyday benefits, once-in-a-lifetime experiences, fine wine and food events and complimentary 24-hour Visa® Signature Concierge* service, all while earning 3x points on gas and 2x points on groceries.**

It’s time to experience how rewarding life can be.
View Visa Signature special benefits, rewards and offers ►

Because you deserve the best, your Apple Signature Rewards Card features:
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee†
  • Credit lines up to $50,000
  • EMV Chip enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay and Samsung Pay
  • Pay online in a flash with Visa Checkout
  • 25-day grace period on purchases.
Additional Benefits:
View Rates
Disclosures & Fees | Credit Card Agreement | Guide to Benefits | Rewards Overview

Ask a Question about our Visa Platinum card

Compare Your Credit Card Options

Credit Card Balance Transfer

Transfer your high-rate credit card balances to a new or existing Apple Credit Card.
Learn More

*Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholders’ behalf. **Reward point earned for every dollar spent on purchases only. Points expire five (5) years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (e.g., points earned in calendar year one (1) will expire on the last business day of calendar year five (5). Refer to the Visa Signature Rewards Overview for complete details about eligibility, reward accumulation and redemption. †Balance Transfer Fees may apply during promotional periods. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.
Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

MyRewards Visa

Earn rewards on the things you buy the most!*

  • 3X rewards on gas
  • 2X rewards on groceries
  • 1X rewards on everything else
  • Redeem points for Cash Back, Gift Cards, Travel, Merchandise or Charity.
    Learn More About CURewards
Features:
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Credit lines up to $5,000
  • EMV Chip enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay and Samsung Pay
  • Pay online in a flash with Visa Checkout
  • 25-day grace period on purchases
Additional Benefits:

*Rewards points earned for every dollar spent on purchases only. Points expire five (5) years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (e.g., points earned in calendar year one (1)will expire on the last business day of calendar year five (5). Refer to the MyRewards Visa Rules, Terms and Conditions for complete details about eligibility, reward accumulation and redemption. †Balance Transfer Fees may apply during promotional periods. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.
Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

View Rates
Disclosures & Fees | Credit Card Agreement | Visa's Basic Protection Package
Ask a Question about our MyRewards Visa card

Compare Your Credit Card Options

Credit Card Balance Transfer

Transfer your high-rate credit card balances to a new or existing Apple Credit Card.
Learn More

Educator Visa

Carry the card created with educators in mind.

Features:
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Credit lines up to $35,000
  • EMV Chip enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay and Samsung Pay
  • Pay online in a flash with Visa Checkout
  • 25-day grace period on purchases
  • No Summertime payments (July, August & September)**
Additional Benefits:

Educator Visa Eligibility: Applicants must be currently employed by an Apple Federal Credit Union Select Employee Group School System: Clarke County, Fairfax, Falls Church, Frederick County,  Loudoun County, Manassas City, Manassas Park, Prince William and Stafford AND have a minimum $1,000 Direct Deposit.

Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.
**By participating in Apple Federal Credit Union’s Educators Visa Summer Skip program, you are being provided the opportunity to skip your Credit Card payments during the months of July, August and September. If you take advantage of this offer you agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate and conditions provided in your original CREDIT CARD AGREEMENT, during and after this time; 2) deferring your payment will result in having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 3) the payment deferral will extend the amount of time it will take to pay off your outstanding balance; 4) you will be required to resume your minimum Credit Card payments in October; 5) you may make any payments during the deferment period and 6) if the Credit Card Account is jointly held, either borrower may act on offer. All deferrals are subject to Apple Federal Credit Union approval. Your Credit Card(s) must be current and in good standing to receive this offer. Certain restrictions may apply.
† Balance Transfer Fees may apply during promotional periods. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.


View Rates
Disclosures & Fees | Credit Card Agreement | Visa's Basic Protection Package
Ask a Question about our Educator Visa card

Compare Your Credit Card Options

Credit Card Balance Transfer

Transfer your high-rate credit card balances to a new or existing Apple Credit Card.
Learn More

Student Visa

This fixed rate card with credit lines up to $1,500 is a great choice for students, ages 18 to 25*, looking to build credit.

Features:
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Credit lines up to $1,500
  • EMV Chip enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay and Samsung Pay
  • Pay online in a flash with Visa Checkout
  • 25-day grace period on purchases
Additional Benefits:
View Rates
Disclosures & Fees | Credit Card Agreement | Visa's Basic Protection Package
Ask a Question about our Student Visa card

Compare Your Credit Card Options

Credit Card Balance Transfer

Transfer your high-rate credit card balances to a new or existing Apple Credit Card.
Learn More

*Federal law requires applicants up to age 21 to have a co-signer unless able to document individual income to repay the debt.
† Balance Transfer Fees may apply during promotional periods. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.
Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

Mason Alumni Visa

As the official banking partner of George Mason University, we are proud to offer the Apple Federal Credit Union Mason Alumni Visa® Credit Card. Get the spending power you want and the benefits you deserve with a low, variable-rate credit card from Apple FCU.

Earn rewards on the things you buy the most!*

  • 3X rewards on gas
  • 2X rewards on groceries
  • 1X rewards on everything else

Redeem points for Cash Back, Gift Cards, Travel, Merchandise or Charity (including the GMU Alumni Association). Learn More About CURewards

Features
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Credit lines up to $35,000
  • EMV Chip enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay and Samsung Pay
  • Pay online in a flash with Visa Checkout
  • 25-day grace period on purchases
Additional Benefits:

*Rewards points earned for every dollar spent on purchases only. Points expire five (5) years from the end of the calendar year in which they are earned, and will expire on a first-in, first-out basis annually. (e.g., points earned in calendar year one (1)will expire on the last business day of calendar year five (5). Refer to the MyRewards Visa Rules, Terms and Conditions for complete details about eligibility, reward accumulation and redemption. †Balance Transfer Fees may apply during promotional periods. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.
Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

View Rates
Disclosures & Fees | Credit Card Agreement | Visa's Basic Protection Package
Ask a Question about our Mason Alumni Visa card

Compare Your Credit Card Options

Credit Card Balance Transfer

Transfer your high-rate credit card balances to a new or existing Apple Credit Card.
Learn More

Credit Builder Visa (Savings Secured)

Our Credit Builder Visa looks and works like any other credit card. It’s a great way to establish or rebuild credit because this type of card is secured by the funds you have on deposit with Apple.

Build Your Credit

Simply deposit any amount, from $250 to $5,000, into an Apple Savings Account. We’ll place a hold on this deposit and that money becomes your credit limit. Then you may use your card for everyday purchases and enjoy the world-wide convenience of your Credit Builder Visa Credit Card.

Features:
  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee
  • Credit lines up to $5,000
  • EMV Chip enabled for enhanced fraud protection
  • Integrated with Android Pay, Apple Pay and Samsung Pay
  • Pay online in a flash with Visa Checkout
  • 25-day grace period on purchases
Additional Benefits:
View Rates
Disclosures & Fees | Credit Card Agreement | Visa's Basic Protection Package
Ask a Question about our Credit Builder Visa card

Compare Your Credit Card Options

Credit Card Balance Transfer

Transfer your high-rate credit card balances to a new or existing Apple Credit Card.
Learn More

†Balance Transfer Fees may apply during promotional periods. Balance Transfer promotional offers may not be used to pay down or pay off Apple Federal Credit Union loans and or Credit Card balances.
Android, Android Pay, and the Android Logo are trademarks of Google Inc.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Samsung Pay is available on select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list.
Visa, Visa Signature and Visa Checkout are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

Rated 5 out of 5 by from Apple Federal Credit Union...does it all! Even though I selected writing a review for the Apple Educator Visa, I have used many services from Apple Federal. I have been a long time member. I have enjoyed a high line of credit and low interests with not only the Apple Educator Visa, but I have mortgaged my house, refinanced cars, have an equity loan, set up a summer fund account, and many other things from Apple Federal. Everyone in every branch I've visited has been helpful and understanding. The products and services have been much better than any other bank I have checked over the years. I have recommended many friends and colleagues to Apple Federal, and everyone has been very happy!
Date published: 2016-07-08
Rated 5 out of 5 by from Best student credit building card! When I turned 21, I decided I needed to start building my credit as soon as possible. Other financial institutions had extremely high interest rates and while I don't usually carry a balance, AFCU had the best interest rates I could find. Their service was fast and outstanding in helping me get my credit history started and is still my oldest credit card, which I have no intention of closing. Once I had my identity stolen and AFCU was on top of it immediately, before I even knew about the fraudulent charges. They called me and fixed the situation as quickly as possible and hsa been helping me keep my account secure ever since. Thank you!
Date published: 2016-09-05
Rated 5 out of 5 by from The Most Efficient Credit Building Visa Around The application process was simple. It is convenient to pay my balance because its located on the same screen as my checking and savings account. As soon as I applied for the card a couple days later I found out I was approve, and soon after I received my card in the mail.From opening a credit builder visa I was able to build enough credit to sign for a loan for my new car I bought. I was only 20 at the time, and did not need a cosigner. To this day people still do not believe me! I would definitely recommend this product to college students that are trying to increase or establish credit. It amazing how quickly it took me to establish enough credit to sign for my own car loan.
Date published: 2016-07-25
Rated 5 out of 5 by from Amazing Student Credit Card Given the fact that having a credit in America is truly important finding the right credit card as a student is important. I've done research of many other. Reddit cards and found that they are way too expensive to have and might actually damage you instead of make you. With getting the credit card offered by Apple FCU I had the knowledge that it will benefit me in some way. I also have two accounts with them already and only positive things have happened to me. The credit card has a low rate and the limit depends on how much you make which helps you not max out a credit card. If your looking to get the feel of having a credit card this is your safest bet.
Date published: 2017-02-10
Rated 5 out of 5 by from AFCU Exceeds all Expectations in Banking AFCU has (by far) exceeded my expectations when it comes to banking. I recently opened a Platinum Visa card with AFCU in order to consolidate and I must say that I am extremely happy and satisfied with the level of customer service I received during this process. I've been satisfied with the rates and overall ease of banking with AFCU. I will be purchasing a home (first time buyer) soon, and I am looking forward to speaking with the member services team for assistance! AFCU truly is the best there is and I am proud to be a member!!!
Date published: 2015-05-08
Rated 5 out of 5 by from Vacation I went on vacation and use my apple fcu credit card and it was awesome. I didn't have to spend no cash out of my pocket. I purchase everything using my apple fcu credit card. I had no problems at all. I called ahead of time to inform apple fcu that i will be going to Georgia and Florida and for how long i was going to be there. They insured that i will not have a problem using my credit card and they was 100% correct. My wife enjoyed outself with a worry free credit card. Thank you Apple Federal Credit Union! You guys are AWESOME!
Date published: 2017-02-21
Rated 1 out of 5 by from Access to My Apple Federal Credit Card payment sit Your site is NOT user friendly, nor is it intuitive. I am all for security, but give me a break. There is no simple way to make a payment on my Apple VISA Credit Card. I am thoroughly frustrated, and I am not neophyte with IT.
Date published: 2015-08-18
Rated 5 out of 5 by from The Best Card in my Lineup! What can I say about my Apple FCU Platinum VISA, other than it's THE best card in my stable! I love how I am rewarded by good credit and usage of my card. I was recently informed of a credit increase as well as a preferred interest rate due to how I manage my card. No other credit card I have comes close to my interest rate, customer service or excellence in how I am treated as a customer. Very happy with my choice and happy to support my local Credit Union
Date published: 2015-08-13
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How can i increase my credit line?

Asked by: Jannan
The fastest way to request a credit line increase for your Apple FCU Credit Card is to call 703-788-4800 (800-666-7996 toll-free). A representative will then take/process your application for the higher limit. We look forward to serving you!
Answered by: AppleFCU
Date published: 2017-04-11

My VISA card expires this month. When can I expect the new one in the mail? Today is 3/4/2017, card expires 3/2017

Asked by: PeterM
For security reasons, we can't specifically state when your renewed Apple FCU Credit Card will be sent, but it will arrive before month-end inline with your current card's expiration. If you do not have your new card April 1, please call 703-788-4800 for assistance.
Answered by: AppleFCU
Date published: 2017-03-06

How do I activate my platinum visa credit card? I have tried using it and it has been declined. 

Asked by: Chris35
The number is 800-527-7728 and other important Visa numbers can be found here: https://www.applefcu.org/AppleWeb/Contact#tab2. If you have further questions about the status of your Apple FCU Credit Card, please call us at 703-788-4800. We look forward to assisting you!
Answered by: AppleFCU
Date published: 2017-03-06

Can an international debit run against an Apple Federal Credit Union? If it can, what must be done to ensure the debit is not rejected by Apple Federal Credit Union

Asked by: mlvw
If you are a member having issues with your card being approved, please contact our Member Service Center at 703-788-4800 (800-666-7996 toll-free), Monday – Friday, 8 a.m.-6 p.m. or Saturday, 9 a.m.-12 p.m. for assistance with this issue.
Answered by: Apple FCU
Date published: 2017-02-24

Hello, I am a teacher with Fairfax County Public Schools and I am looking to get my first credit card. Do you offer unsecured credit cards to educators with unavailable credit scores (due to not enough information)?

Asked by: mkl5xs
It's possible, yes, because a specific FICO score isn't the only factor of our underwriting. We look for good/excellent credit, credit on the mend or credit being built. We look at repayment history, capacity and desire to repay, and length and types of credit history. In short, we look at the entire picture and we look at each borrower individually. If you're ready to apply, visit https://loanapp.applefcu.org/. Should you have additional questions, it's best to speak with a loan officer directly since they may be more specific to you. Feel free to just give us a call at 703-788-4800 or stop by any Apple FCU branch.
Answered by: AppleFCU
Date published: 2017-02-08

Is there a point in time where the secured credit card account is reviewed with the possibility of it becoming unsecured?

Asked by: Gemini
The Apple FCU Credit Builder Credit Card does not automatically "graduate" into an unsecured product. Should you wish to move on to one, you would have to apply for the desired card at https://loanapp.applefcu.org/. And not to worry... your payment history goes with you. The credit report will process the change from Secured to Unsecured as an upgrade.
Answered by: AppleFCU
Date published: 2017-02-08

In regards to the credit builder credit card,Is it possible to make another deposit other than the initial deposit; to increase the limit of the credit card or is it only a one shot deal?

Asked by: Stephen
Yes, you can certainly increase the secured amount towards your Apple FCU Credit Builder Card, but you would need to reapply for the increase. It won't happen automatically just because additional funds are secured.
Answered by: AppleFCU
Date published: 2017-01-30

Hello, I’m doing a credit card project in my Economics and Personal Finance class and I have a couple of questions regarding your student credit card. If you could email me ASAP that would be highly appreciated. Thank you!

Asked by: JordanMM
For requests such as this, please submit your questions through our Message Center at https://www.applefcu.org/Onlineaccess/MessageCenter. A representative will generally assist you within one (1) business day. Good luck!
Answered by: AppleFCU
Date published: 2017-01-19
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