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Home » Personal Banking » Promotions

Apple's Current Promotions

Real Credit. Real Answers.

Visit any Apple branch now through June 30, 2015, to access your TransUnion Credit Report* for FREE. We’ll go through it together and may help you find ways to improve your score or save money.

*Will appear as a soft hit credit inquiry on your credit report and will not affect your credit score in any way. Government-issued photo identification is required.

Checking accounts at Apple offer affordable options bundled with a variety of FREE services. Plus, now through May 31, when you open a new primary Checking account and FREE Visa® Debit Card, you’ll pocket an extra $50*.

How to qualify:

  1. Open a new primary Checking account & FREE Debit Card by May 31, 2015. Mention promo code REALCASH*.
  2. Make at least one $25 purchase using your Debit Card by June 30, 2015. Choose ‘credit,’ not ‘debit’ at checkout for your purchase to qualify.* Selecting a ‘credit’, signature-based debit transaction at checkout may not qualify your purchase. Merchants, like WalMart, Kroger and Amazon, now reserve the right to process signature debit purchases as a PIN-less debit. To ensure qualification, should you shop at one of these retailers, simply use your card at another retailer as ‘credit’.

Look for an extra $50 to be added to your account within 60 days of your first qualifying purchase.

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Fees & Terms
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*To qualify, you must open a primary Apple Checking and Check Card 04/01/2015-05/31/2015 and mention promotion code REALCASH. A purchase totaling $25 or more must be made using your Debit Card by 06/30/2015 (excludes ATM/PIN-based transactions). Choose ‘credit,’ not ‘debit’ at checkout for your purchase to qualify. $50 funding to Checking account is subject to a 60 day period following purchase pending verification. Offer not valid on accounts not in good standing, Second Checking accounts, Checking accounts closed within the last 12 months or Business accounts. The $50 bonus will be reported as dividend income; any federal, state and local taxes are the sole responsibility of the member. Cannot be combined with any other offer.

Update Your Home or Take a Trip

Now you can comfortably finance your next big expense, take a well-deserved trip or consolidate unwanted debt. Make your plans and apply online to lock-in your low rate until 2016*.

  • Rates as low as 2.74% APR* Adjusts to the Prime Rate as published in the Wall Street Journal, currently 3.25% APR.
  • Borrow up to $250,000
  • Up to 100% Loan-To-Value** with other Home Equity products!
  • Local underwriting for fast approval
  • Apply online in as little as 20 minutes.

Learn more about other Home Equity products

View Rates and Apply

*APR = Annual Percentage Rate. Offer ONLY available for NEW HELOCs applied for online and approved 01/01/2015 – 12/31/2015. You may not pay off or make payment to other Apple FCU loans, credit cards or accounts with these proceeds. Advances made between 01/01/2015 – 12/31/2015: will be locked at your current APR until 12/31/2015. If rates go down before 12/31/2015 your APR will not be adjusted downward and will not increase past your current APR until 01/01/2016. On 01/01/2016, (floor rate of 3.99% for 85% LTV and less) the APR will be adjusted to the prime rate as published in the Wall Street Journal on 12/21/2015 plus or minus your current margin on the remaining balance and will be subject to change each quarter thereafter as stipulated by your original terms and conditions. Maximum interest rate 18.00% APR. Minimum advance of $250 required. Advance amounts must be withsin your existing credit limit. Advances in excess of your current credit limit will not be honored and may be subject to additional fees. If your account becomes delinquent at any time during the promotional period, you will forfeit these promotional terms and the APR on the unpaid balance will be increased to the appropriate quarterly rate offered at that time as disclosed in your original note. **Up to 100% LTV available. Promotional rate based on 85% LTV and less.