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Home » Personal Banking » Promotions

Apple's Current Promotions

New Look.  Same Amazing Service. The Logo has changed, but our commitment remains. Apple Federal Credit Union

Introducing the New Apple Logo

After nearly 15 years, we’re pleased to introduce the NEW Apple Federal Credit Union logo. During this time, we’ve significantly grown by more than doubling our branch footprint, expanding our products and services and serving a larger, more diverse membership.

Our new logo aims to honor the past and these successes, while reflecting our commitment to meeting the ever-changing demands of you, our member. As your needs change, we are here working harder for you.

Our mission remains steadfast… to help our members achieve their dreams by offering competitive financial solutions, with dedicated personal service. We’ll keep evolving along with the financial services landscape to ensure we are your primary financial institution.

We know you have a choice in financial providers, and we appreciate your membership.

Home Equity Line of Credit | Rate Locked Until 2016*

Update Your Home or Take a Trip

Now you can comfortably finance your next big expense, take a well-deserved trip or consolidate unwanted debt. Make your plans and apply online to lock-in your low rate until 2016*.

  • Rates as low as 2.74% APR* Adjusts to the Prime Rate as published in the Wall Street Journal, currently 3.25% APR.
  • Borrow up to $250,000
  • Up to 100% Loan-To-Value** with other Home Equity products!
  • Local underwriting for fast approval
  • Apply online in as little as 20 minutes.

Learn more about other Home Equity products

View Rates and Apply

*APR = Annual Percentage Rate. Offer ONLY available for NEW HELOCs applied for online and approved 01/01/2015 – 12/31/2015. You may not pay off or make payment to other Apple FCU loans, credit cards or accounts with these proceeds. Advances made between 01/01/2015 – 12/31/2015: will be locked at your current APR until 12/31/2015. If rates go down before 12/31/2015 your APR will not be adjusted downward and will not increase past your current APR until 01/01/2016. On 01/01/2016, (floor rate of 3.99% for 85% LTV and less) the APR will be adjusted to the prime rate as published in the Wall Street Journal on 12/21/2015 plus or minus your current margin on the remaining balance and will be subject to change each quarter thereafter as stipulated by your original terms and conditions. Maximum interest rate 18.00% APR. Minimum advance of $250 required. Advance amounts must be withsin your existing credit limit. Advances in excess of your current credit limit will not be honored and may be subject to additional fees. If your account becomes delinquent at any time during the promotional period, you will forfeit these promotional terms and the APR on the unpaid balance will be increased to the appropriate quarterly rate offered at that time as disclosed in your original note. **Up to 100% LTV available. Promotional rate based on 85% LTV and less.

Auto Loans | $150* Limited-Time Buyer Incentive | Rates as Low as 1.49% APR*

Car shopping can be stressful, so Apple is here to help! Be sure you’re getting the best deal before you venture out. Get pre-approved for an auto loan today.

Plus, now through April 30, when you when you finance your Auto Loan with Apple and buy from a TrueCar™ Certified Dealer you’ll pocket a sweet $150*.

Car Buying Service - Guaranteed Savings, Exclusive Discounts, Research Tools
  • Rates as low as 1.49% APR*
  • Payments as low as $266 per month for a $20,000 Auto Loan1
  • Flexible terms up to 84 months
  • No early payoff penalties
  • Up to 115% financing

View current rates for all Vehicle Loans.

New Auto Used Auto Refinance

Get an Insurance Quote

*APR = Annual Percentage Rate as of 01/01/2015 for a new/refinanced Auto Loan, 36-month term. Rate is subject to change at any time. Rate based on an evaluation of applicant credit and amount financed. Your actual rate may vary (or be higher). Current Apple FCU Auto Loans are not eligible for refinance. To receive $150, you must finance your Auto Loan with Apple Federal Credit Union and use Apple’s Car Buying Service, powered by TrueCar. Members must submit the TrueCar Price Protection Certificate and purchase from the dealer listed on the Certificate. Auto Loans must close by April 30, 2015 to qualify. Dealer financing will disqualify members from the $150 offer. The incentive will be deposited into the member’s Apple account within 60 business days after the loan closing, pending verification.1Payment is approximated for illustrative purposes based on the purchase of a new/refinanced $20,000 Auto, with no down payment and an 84-month term at 3.24% APR.

Consolidate Your Credit Card Balances | Switch & Save*

Consolidate Your Credit Card Balances

Now through February 28, 2015, you can consolidate and save. We’re offering rates as low as 0% APR* for 12 months on balance transfers and purchases. After that, the APR will be variable, currently 5.74% - 18%, and will vary with the Prime Rate*. Make the switch to an Apple MyRewards, Visa® Platinum or Mason Alumni Credit Card today!

No Annual Fee | No Cash Advance Fee | Credit Lines Up To $35,000

Switch and Save Today!

Transfer balances to an NEW Apple VISA Credit Card.
Apply Now

Transfer balances to an EXISTING Apple Federal Credit Card.
  • Complete the Balance Transfer Request Form
  • Send the complete form in one of three easy ways:
    • Fax to 703-667-8703
    • Mail to: Apple Federal Credit Union
      P.O. Box 1200, Fairfax, VA 22038-1200
    • (or) Drop it off at any branch location.

PhoneTo complete your balance transfer by phone 24/7, please call 866-820-3867.

*APR = Annual Percentage Rate as of 11/15/2014 only available on transfers and purchases made with a variable rate Visa® Platinum, MyRewards Credit Card or Mason Alumni Visa. The promotional APR offer is available 11/15/2014 - 02/28/2015 on balance transfers and purchases only. A 3% balance transfer fee during the promotional period applies. Balance transfer rates adjust to a variable APR (5.74%–18.00%) after the promotion period based on an evaluation of applicant credit — not all applicants will qualify for the lowest rate. The approved APR will apply for twelve (12) months for every balance transfer completed within the promotional period from the first qualifying balance transfer. New and existing qualifying Apple Cardholders are eligible; some exclusions apply. The APR for purchases and cash advances will be disclosed at the time of credit approval.

Make Over Your finances | Bill Pay SweepStakes*

Now is a great time to try Apple’s FREE eBill Payer because for every bill you pay by March 31, 2015, you’ll automatically get chance to win one of these prizes:*

  • $10,000 Grand Prize
  • $5,000 First Prize
  • $1,000 Second Prize (15 WINNERS)

Don’t delay! Pay your childcare, utility bill, friends and family with FREE eBill Payer from Apple. No matter what your payment needs are, we’ve got you covered with a simple, one-stop solution.

Learn More

*NO PURCHASE NECESSARY TO ENTER OR WIN A PRIZE. Open to legal residents of the 50 United States including D.C. 18 years or older who are members of Apple Federal Credit Union. Sweepstakes runs from January – March 2015. Void where prohibited. For official rules, click here.