Savings Accounts

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Savings Account

Help Your Money Grow

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.

For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

All Apple Saving Accounts Feature

Free Online, Mobile and Text Banking

Online & Mobile Banking

FREE Apple ATM Transactions

Free Apple ATM Transactions

BALANCE Financial Fitness

Balance Financial Fitness

eStatements

eStatements

Regular Savings

Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.

Features

  • Minimum $5 initial deposit
  • Save for routine expenses or use for a rainy-day fund.
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

eXtras Student Savings

This high-dividend savings account is specially designed for members age 23 and younger.

Features

  • Earn a premium dividend on balances up to $1,500
  • No monthly service fees
  • No minimum account balance
  • As a joint owner, parents have complete access to the account.
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.
Balances over $1,500 will earn our Regular Savings dividend APY.

Education Super Saver

Open a SuperSaver account with as little as $5, and then watch your savings grow with great dividend rates.

Features

  • Minimum $5 initial deposit
  • Earns higher dividends to help cover school costs
  • 2.0% penalty applies for non-qualifying withdrawals.
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Coverdell ESA

A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.

Learn more

Features

  • No monthly service fees
  • No minimum account balance
  • Earn a premium rate on entire balance
  • Account owner has complete access to the account.
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Summer Pay

With this exclusive savings account for teachers, you can create your own pay program for the summer months when you may not receive a paycheck.

Features

  • Educator exclusive
  • Create your own pay program for summer

Certificates

Choose from a variety of terms and earn monthly dividends. Jumbo Certificate rates available on balances of $50,000 or more.

Features

  • Choose from a variety of terms
  • Jumbo certificates offered on balances $50,000 or more

Money Market

The more you save, the more you earn. Money Markets offer flexible access to funds with no term requirements.

Features

  • Tiered rates for higher balances
  • Convenient access to funds
  • Up to one (1) box of FREE checks each calendar years
*APY = Annual Percentage Yield. APY is subject to change without notice. All rates are effective as of 03/08/2022.

Club Accounts

With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.

  • Open with as little as $5
  • Fund your account using Direct Deposit, transfer, cash or check
  • Make additional deposits of any amount as often as you want
  • On November 1, funds automatically transfer to your Checking or Savings account
  • Account automatically renews each year

Make your travel dreams a reality with a Vacation Club Account at Apple.

  • Open with as little as $5
  • Fund your account using Direct Deposit, transfer, cash or check
  • Make additional deposits of any amount as often as you want
  • Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
  • Account automatically renews each year

More Helpful Resources

Freeze in These Rates Before They Melt Away

Freeze in These Rates Before They Melt Away

Open your Certificate in minutes within Apple FCU Online or the Mobile App!

Make Smart Financial Decisions with Your Free Credit Review

Make Smart Financial Decisions with Your Free Credit Review

Take advantage of a free credit review with an Apple FCU credit expert from now until March 31.

Rate & Review for a Chance to win $250!*

Rate & Review for a Chance to win $250!*

We’re giving away $250 each month to two members for providing online ratings and reviews for our products.

Join Now

Join Now

Apple FCU membership and account opening is available to anyone who lives, works, worships, volunteers or attends school in certain counties.

Retirement

Retirement

Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future.

Learning Center

Learning Center

Find more tools and resources to help you plan, save, get a quote and more!