Online Banking


Celebrate Smarter with 4.10% APY

Get $50 When You Open a New eXtras Student Savings*

Use code SAVINGS50 and begin earning high dividends

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Between now and September 30, our members ages 23 and under can earn $50 when they open a new eXtras Student Savings account and use promotion code SAVINGS50.

Why Open an eXtras Student Savings Account?

Premium Dividends

Earn More with Premium Dividends

You can earn a premium dividend of up to 3.00% APY** on balances up to $1,500. 


Save More

Save More with Fewer Fees 

You won’t pay any monthly service fees or face minimum account balances.


Supervise Your Family

Supervise Your Student’s Savings

As a joint owner, parents have complete access to the account through Apple FCU Online or Mobile App. Easily move money using Transfer options. 


Save Smarter with a $50 Boost

*To qualify, member must open a NEW youth membership (ages 0-23) with an eXtras Student Savings 07/01/2026-09/30/2026, and mention promotion code SAVINGS50 at the time of account opening. Limited to two (2) eXtras Savings Bonuses per household. The $50 bonus will be deposited in the eXtras account within 60 days pending verification. **APY = Annual Percentage Yield as of 07/01/2026; subject to change without notice.  Balances over $1,500 will earn our Regular Savings dividend APY. 

Current Promotions

Woman sitting in a car, holding her car key up to the camera

Enjoy 90 Days of Deferred Auto Loan Payments

Make no payments for 90 days* and be entered to win up to $1,000**.

Mother, father and baby on the beach

Pay No or Low Interest for 12 Months

Transfer a balance to an Apple FCU Credit Card and save on interest payments.*

Family standing in their living room with paint supplies, smiling at a phone

No Closing Costs* and Locked-In Rates on HELOCs

Affordable funding with no closing costs* and locked-in rates through 2026.

Bonus Certificate

Celebrate Smarter with 4.10% APY*

A limited-time rate to celebrate 70 years.

Graphic with the words "Collect for Kids" surrounded by icons of school supplies, with a young boy smiling and pointing at "Collect for Kids"

Support the 2026 Collect for Kids Back to School Drive

Help Northern Virginia students start the school year ready to learn.

Fintastic Funding

Apple FCU’s Awarding $70,000 Through Our FinTastic Funding Initiative

In celebration of our 70th anniversary, we’re giving away four prizes totaling $70,000 to eligible small businesses across Northern Virginia and beyond through FinTastic Funding.