Online Banking


Savings Blossom with up to 4.10% APY

Get $50 When You Open a New eXtras Student Savings*

Use code SAVINGS50 and begin earning high dividends

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Between now and September 30, our members ages 23 and under can earn $50 when they open a new eXtras Student Savings account and use promotion code SAVINGS50.

Why Open an eXtras Student Savings Account?

Premium Dividends

Earn More with Premium Dividends

You can earn a premium dividend of up to 3.00% APY** on balances up to $1,500. 


Save More

Save More with Fewer Fees 

You won’t pay any monthly service fees or face minimum account balances.


Supervise Your Family

Supervise Your Student’s Savings

As a joint owner, parents have complete access to the account through Apple FCU Online or Mobile App. Easily move money using Transfer options. 


Save Smarter with a $50 Boost

*To qualify, member must open a NEW youth membership (ages 0-23) with an eXtras Student Savings 07/01/2026-09/30/2026, and mention promotion code SAVINGS50 at the time of account opening. Limited to two (2) eXtras Savings Bonuses per household. The $50 bonus will be deposited in the eXtras account within 60 days pending verification. **APY = Annual Percentage Yield as of 07/01/2026; subject to change without notice.  Balances over $1,500 will earn our Regular Savings dividend APY. 

Current Promotions

Woman sitting in a car, holding her car key up to the camera

Enjoy 90 Days of Deferred Auto Loan Payments

Make no payments for 90 days* and be entered to win up to $1,000**.

Mother, father and baby on the beach

Pay No or Low Interest for 12 Months

Transfer a balance to an Apple FCU Credit Card and save on interest payments.*

Family standing in their living room with paint supplies, smiling at a phone

No Closing Costs* and Locked-In Rates on HELOCs

Affordable funding with no closing costs* and locked-in rates through 2026.

Bonus Certificate

Celebrate Smarter with 4.10% APY*

A limited-time rate to celebrate 70 years.

Bill Pay

We’re Donating $1 Every Time You Use Bill Pay

Each qualifying transaction you make will help uplift our community.

Graphic with the words "Collect for Kids" surrounded by icons of school supplies, with a young boy smiling and pointing at "Collect for Kids"

Support the 2026 Collect for Kids Back to School Drive

Help Northern Virginia students start the school year ready to learn.