No Auto Loan Payments for 90 Days
Finance or refinance your auto loan with Apple FCU* and make no payments for 90 days. Plus, you’ll be entered into our Auto Loan Payment Sweepstakes.**
Now through September 30, you’ll make no payments for 90 days when you finance a new or used vehicle, or refinance your current auto loan from another lender, with Apple FCU*.
Plus, you’ll be automatically entered to win up to $1,000 in our Auto Loan Payment Sweepstakes.**
Win Big in the Auto Loan Payment Sweepstakes
Six lucky winners will win up to $1,000—prize amount equal to one monthly Loan payment—during our Loan Payment Sweepstakes.**
Simply finance a new or used vehicle with Apple or refinance an existing auto loan from another lender to be automatically entered to win.
Why Take Advantage of 90-Day Deferred Payments*
Simple and Transparent
No hidden fees. No surprises. Just straightforward terms and conditions.
Better for Your Budget
Our deferral period gives you flexibility for more important things that have come up.
No Impact on Credit Score
Your credit score will not be negatively impacted during the deferral period.
Find the Right Car at the Right Price, Right Now
If you're buying a new or used car, shop smart with our car buying programs.
*Members who secure a qualified new or used Auto Loan or refinance an Auto Loan AND have their financing disbursed from 07/01/2026-09/30/2026 will enjoy a 90-day payment deferral. Interest will accrue during the 90-day deferment period. When payments begin, the entire monthly payment will be applied to interest until all accrued interest is paid. Your principal balance will not begin to reduce until all accrued interest is paid. To avoid negative amortization, your minimum payments may be higher, or you may be required to make more payments of the same amount to repay all interest charged, as well as the principal balance. Extending the Loan past your original term may increase the total amount of interest you pay.
**Between 07/01/26-09/30/26, members who secure a qualified new or used Auto Loan or refinance an Auto Loan AND have their financing disbursed during the promotion period will be entered into a monthly drawing for a chance to win a deposit equivalent to one (1) Auto Loan payment, up to $1,000. Two members will win per month. Excludes vehicles financed on-site at an Apple FCU preferred dealer. View Official Rules.
Current Promotions
Get $50 When You Open a New eXtras Student Savings*
Use code SAVINGS50 and begin earning high dividends
No Closing Costs* and Locked-In Rates on HELOCs
Affordable funding with no closing costs* and locked-in rates through 2026.
We’re Donating $1 Every Time You Use Bill Pay
Each qualifying transaction you make will help uplift our community.
Pay No or Low Interest for 12 Months
Transfer a balance to an Apple FCU Credit Card and save on interest payments.*
Support the 2026 Collect for Kids Back to School Drive
Help Northern Virginia students start the school year ready to learn.