Commercial Banking Experts

Whether you’re starting out small or thinking big, our Commercial Banking division offers a host of specialized services tailored to the needs of your business. Whether it’s day-to-day money management, high-rate Money Market rates or a Line of Credit for your next phase, Apple Commercial Services is focused on banking results for your company. We’re here to help your business grow.

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Last Name *

Email *

Consent for storing submitted data *

Key Features

Apply in 15 Minutes or Less

Borrow Up to $100,000*

Limited Documentation Required

Business Decision in 48 Hours or Less1

^*All loans are subject to credit approval and underwriting standards. Individual rates and maximum loan amounts are subject to change and may vary based on creditworthiness and qualifications.
¹Excluding holidays or weekends.

Secure Up to $100,000* For Nearly Any Business Expense, Fast

Does your business need access to capital quickly? Our Rapid Request process is perfect for businesses that need $100,000 or less!

Rapid Request allows you to apply for certain Apple FCU Commercial Loans in 15 minutes and receive a business decision in 48 hours or less. With competitive rates, no prepayment penalty and quick processing times, we can help you secure the financing you need for your business, fast!

Our clients enjoy one-on-one service — working with one main point-of-contact. And, Apple FCU is headquartered in Fairfax, Virginia, so all of the decisions are made locally, by experts who understand the market’s characteristics and advantages.

Explore your potential and earn more on your money!

Chef Dennis

"All of my accounts are with Apple – personal, business and everything else. I love Apple!"

Chef Dennis Stanley
Chantel's Bakery and JW’s Fish and Biscuits
Member since 2023

Frequently Asked Questions

What are the minimum qualifications for Rapid Request?

Rapid Request is ideal for businesses that meet the following criteria:

Require $100,000 or less in financing
Two years or more in business
Credit score of 680 or higher
Located in VA, MD, DC, PA, WV or DE
For Vehicle Loans, borrower must be headquartered in VA, MD or DC
Qualify for Apple FCU Business membership.

Which loans can you apply for through Rapid Request?

Rapid Request is available for Term Loans, Lines of Credit, Vehicle Loans or Apple FCU Visa^® Business Rewards Credit Cards.

What information is required to apply for a Loan through Rapid Request?

You will be asked to provide the following information when applying for a Commercial Loan through Rapid Request:

Primary applicant personal information
Beneficial owners’ information
Business name and information
12 months of business banking statements from your primary operating account. Our credit model uses real-time banking transaction data offering a more accurate snapshot into the financial health of your organization
Options to provide business bank statements are:

Sign into Online Banking through our secure banking portal, and statements will be automatically uploaded. Process takes only a couple of minutes
OR if you prefer, you may provide 12 months of statements directly to Apple FCU
Statements must reflect at least 10 transactions per month.