October is Estate Planning Awareness Month, and there's no better time to think about your future and the legacy you'll leave behind.
Whether you're just starting out in adulthood or enjoying retirement, estate planning is for everyone. It's not about how much you have, but about making sure your wishes are known, and that your loved ones are protected.
What Is Estate Planning?
Estate Planning is the process of deciding how your assets will be managed and distributed after your death or if you become incapacitated. Your estate includes everything you own: your home, car, savings, investments, personal belongings and more.
A well-crafted estate plan can include:
- A Will
- A Trust
- Health directives
- Insurance policies
- And other legal tools to ensure your wishes are honored.
Who Needs an Estate Plan?
Short answer: Everyone over 18.
You don't need to be wealthy or elderly to benefit from an estate plan. Even if you have modest assets, your plan can include important decisions like:
- Who will make medical decisions if you're unable to
- What kind of care you want in a medical emergency
- Who will care for your children or pets
- How your belongings should be distributed.
Without a plan, your loved ones may be left making difficult decisions without knowing what you would have wanted.
Will vs. Trust: What's the Difference?
Both Wills and Trusts help you decide who receives your assets—but they work differently.
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Many people choose to use both tools to create a comprehensive plan.
Ready to Start Your Estate Plan?
To support your planning journey, Apple Financial Services has partnered with Trust & Will, the leading online estate planning platform. As a valued member, you'll receive a discount off any estate plan. It's easy, affordable and secure.
Ensure that your wishes are carried out exactly as you intend, providing security and clarity for your loved ones.
Get Started
