Checking & Money Market
Day-To-Day Money Management
Making the most of your cash-on-hand can be as important to the success of your business as the amount of items sold or customers served. Whether you’ve just opened your doors or you’re a seasoned entrepreneur seeking ways to improve your bottom line, it’s time to maximize your potential. Take your business to the next level with Apple’s versatile Commercial Checking and Money Market options. Whatever your size, whatever your organizational dilemma, the answers are all right here at Apple FCU.
Contact a Commercial Services Expert at 703-788-4800 to get started.
Checking Account Features
FREE Apple Visa® Commercial Debit Card
Online Banking & Mobile App
Online Bill Pay
FREE eStatements
FREE Initial Check Order
Commercial Checking Options
No two Apple Checking accounts are exactly alike. Each account comes with its own unique bundle of conveniences and services sure to benefit any business model. Choose your best match today.
| Minimum Opening Balance | Minimum Monthly Balance | Dividends Paid Monthly* | FREE Items Allowed Per Month† | Excessive Items Fee Per Month** | Monthly Maintenance Fee | Cash Fee | |
| Core Checking | $50 | $0 | 200 | $0.30 per item over 200 | $0 | $2 per $1,000 cash deposited & withdrawal over $5,000 | |
| Core Plus | $50 | $2,500 | 300 | $0.30 per item over 300 | $15 if average daily balance falls below $2,500 | $2 per $1,000 cash deposited & withdrawal over $5,000 | |
| Core Advantage | $5,000 | $5,000 | YES* | 500 | $0.30 per item over 500 | $25 if average daily balance falls below $5,000 | $2 per $1,000 cash deposited & withdrawal over $5,000 |
| Core Corporate | $15,000 | $15,000 | YES* | 0 | $0.15 per debit, $0.30 per credit, $0.10 per item deposited | $25 if average daily balance falls below $15,000 | $2 per $1,000 cash deposited & withdrawal over $5,000 |
Commercial Money Market
Increase your earnings as you increase your savings. Earn a higher return on your deposits with our tiered Commercial Money Market Account.
- Low initial deposit of $500
- No monthly maintenance fees or ongoing balance requirements
- No minimum withdrawal requirements
- Make deposits in any amount at any time
- Dividends are compounded daily and paid monthly
| Account | Commercial Money Market (Up to $19,999) | Commercial Money Market ($20,000 to $49,999) | Commercial Money Market ($50,000 to $99,999) | Commercial Money Market ($100,000 and over) |
|---|---|---|---|---|
| APY* | 0.20 % | 0.25 % | 0.30 % | 0.40 % |
| Compounded | Monthly | Monthly | Monthly | Monthly |
*APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 08/01/2020.
Contact a Commercial Services Expert at 703-788-4800, send us a secure message or start a live chat to get started.