Checking & Money Market
DAY-TO-DAY MONEY MANAGEMENT
Making the most of your cash-on-hand can be as important to the success of your business as the amount of items sold or customers served. Whether you’ve just opened your doors or you’re a seasoned entrepreneur seeking ways to improve your bottom line, it’s time to maximize your potential. Take your business to the next level with Apple’s versatile Commercial Checking and Money Market options. Whatever your size, whatever your organizational dilemma, the answers are all right here at Apple FCU.
Contact a Commercial Services Expert at 703-788-4800 to get started.
Checking Account Perks
FREE Apple Visa® Commercial Debit Card
FREE Online Banking & Mobile App
Online Bill Pay
(Up to 6 free payments per month.)
Commercial Checking Options
No two Apple Checking accounts are exactly alike. Each account comes with its own unique bundle of conveniences and services sure to benefit any business model. Choose your best match today.
| Core Checking | Core Plus | Core Advantage | Core Corporate | |
|---|---|---|---|---|
| Minimum Opening Balance | $50 | $50 | $5,000 | $15,000 |
| Minimum Monthly Balance | $0 | $2,500 | $5,000 | $15,000 |
| Dividends Paid Monthly* | YES* | YES* | ||
| Visa® Debit Card | FREE | FREE | FREE | FREE |
| Online Banking | FREE | FREE | FREE | FREE |
| Online Bill Pay** | FREE** | FREE** | FREE** | FREE** |
| eStatements | FREE | FREE | FREE | FREE |
| Initial Check Order | FREE | FREE | FREE | FREE |
| FREE Items Allowed Per Month† | 200 | 300 | 500 | 0 |
| Excessive Items Fee Per Month | $0.30 per item over 200 | $0.30 per item over 300 | $0.30 per item over 500 | $0.15 per debit, $0.30 per credit, $0.10 per item deposited |
| Monthly Maintenance Fee | $0 | $15 if average daily balance falls below $2,500 | $25 if average daily balance falls below $5,000 | $25 if average daily balance falls below $15,000 |
| Cash Fee | $2 per $1,000 cash deposited & withdrawal over $5,000 | $2 per $1,000 cash deposited & withdrawal over $5,000 | $2 per $1,000 cash deposited & withdrawal over $5,000 | $2 per $1,000 cash deposited & withdrawal over $5,000 |
*APY = Annual Percentage Yield is subject to change without notice.
**Up to six (6) FREE payments per month; $1 per bill thereafter. Bill Pay service is subject to approval.
†Monthly combined transactions included (paid checks, items deposited, deposit tickets, ACH credit/debits received).
Contact a Commercial Services Expert at 703-788-4800 to get started.
Commercial Money Market
Increase your earnings as you increase your savings. Earn a higher return on your deposits with our tiered Commercial Money Market Account.
- Low initial deposit of $500
- No monthly maintenance fees or ongoing balance requirements
- No minimum withdrawal requirements
- Make deposits in any amount at any time
- Make up to six (6) electronic transactions per month
- Dividends are compounded daily and paid monthly
| Account | APY* | Compounded |
|---|---|---|
| Commercial Money Market (Up to $19,999) | 0.20 % | Monthly |
| Commercial Money Market ($20,000 to $49,999) | 0.25 % | Monthly |
| Commercial Money Market ($50,000 to $99,999) | 0.30 % | Monthly |
| Commercial Money Market ($100,000 and over) | 0.40 % | Monthly |
*APY = Annual Percentage Yield is subject to change without notice. All rates are effective as of 08/01/2020.
Contact a Commercial Services Expert at 703-788-4800 to get started.