Start the New Year Right With 0% APR* Balance Transfers
Now through March 31, enjoy balance transfer rates as low as 0% APR* for 12 months when you move your existing balances to a select Apple FCU Visa® Credit Card.
Enjoy rates as low as 0% APR* when you transfer to an Apple FCU Visa® Credit Card!
Need to pay down your holiday spending without high interest rates getting in the way?
Now through March 31, balance transfer rates can be as low as 0% APR* for 12 months when you move your existing balances to a select Apple FCU Visa Credit Card, then a variable rate based on creditworthiness (12.49% - 18.00% Variable APR).
Apply for and transfer balances to a NEW Apple FCU Credit Card.
Apply NowTransfer balances to your CURRENT Apple FCU Credit Card using Card Manager (Accounts menu).
Log In NowCurrent cardholders can also transfer balances by phone at 703-788-4800.
How much can you save by switching to an Apple FCU Visa?
The new year is the perfect time to rethink your finances. See how much you could save by transferring your balance(s) to an Apple FCU Visa Credit Card (4.00% balance transfer fee not included1)!
Why Transfer Your Balance to an Apple FCU Visa Credit Card
Rates as Low as 0% Interest for a Limited Time
Qualify for balance transfer rates as low as 0% APR* based on creditworthiness for 12 months and pay down your debt faster. Plus, credit union rates are regulated to never exceed 18%; that’s long-term savings the competition can’t touch.
Simplify Your Payments
Managing multiple credit card payments can be overwhelming. Consolidate multiple balances into one manageable monthly payment and clear the clutter from your financial life.
Save More in 2025
Use the money you save on interest payments to reach your goals—whether that’s building an emergency fund, planning a trip or paying down debt faster.
*APR = Annual Percentage Rate as of 01/01/2025 only available on balance transfers made with a variable rate Visa Credit Card, excluding the Educator, Student, Credit Builder or Business Credit Card. The balance transfer APR offer is available 01/01/2025-03/31/2025 on balance transfers only. A 4.00% balance transfer fee during the promotional period applies. Balance transfer rates adjust to a variable APR (12.49%–18.00%) after the promotion period based on an evaluation of applicant credit; not all applicants will qualify for the lowest rate. The approved promotional APR is good for 12 months from the date of the first balance transfer transaction. Balance transfer promotional offers may not be used to pay down or pay off Apple FCU Loans/Credit Card balances. The APR for purchases, cash advances and balance transfers will be disclosed at the time of credit approval.
1A 4.00% balance transfer fee during the promotional period applies.
Current Promotions
Win Beats Headphones When You Monitor Your Credit*
Enroll in our FREE credit monitoring service before March 31, and you’ll automatically be entered for a chance to win Beats Studio Pro Bluetooth Wireless Headphones!*
Apply to be a 2025 Apple Scholar
Apply before March 15, 2025, for a chance to be one of 25 deserving graduates to receive $3,000 to attend a college or university of their choice.
Refer Fellow Educators and Get $75*
Calling all educators! Are you ready to turn your network into rewards? Register for our exclusive Educator Referral Program, and you and any educator you refer will earn $75*!
No Closing Costs* and Locked-In Rates for 20251 on HELOCs
Achieve more this year with our Home Equity Line of Credit.
Cozy Up to Big Returns at One Great Rate
Open a Bonus Certificate at 4.30% APY* before this offer goes up in smoke!