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We’re Giving Away $500 a Week*

Five winners each week. $100 each. Plenty of chances to win.

Home Promotions

Drive Now, Pay Later with 90-Day Deferred Payments

Now through Sept. 30, make no payments for 90 days* and be entered to win up to $1,000** when you finance a new or used vehicle or refinance your current auto loan from another lender with Apple FCU.

Drive Now, Pay Later with 90-Day Deferred Payments

Make no payments for 90 days* and be entered to win up to $1,000**!

Ready to upgrade your ride or escape a high-rate auto loan? Now's the time to shift into gear.

Now through Sept. 30, enjoy no payments for 90 days when you finance a new or used vehicle or refinance your current auto loan from another lender with Apple FCU.*

Plus, you'll be automatically entered to win up to $1,000 toward your loan payment in our Loan Payment Sweepstakes.**

Your First Payment's On Us During Our Loan Payment Sweepstakes**

While new car smell is great, making that new payment isn't the greatest.

Six lucky winners will win up to $1,000—prize amount equal to one monthly Loan payment—during our Loan Payment Sweepstakes!**

Simply finance a new or used vehicle with Apple or refinance an existing auto loan from another lender to be automatically entered to win. 

Why Take Advantage of 90-Day Deferred Payments*

Terms and conditions

Simple and Transparent

No hidden fees. No surprises. Just straightforward terms and conditions.

Your Budget

Ease Into Your Budget

Our deferral period allows you the freedom to allocate your finances elsewhere without the immediate pressure of Auto Loan payments.

Credit Score

No Impact on Credit Score

Opting for the deferred payment plan will not negatively impact your credit score during the deferral period.

Find the Right Car at the Right Price, Right Now

Before you head to the dealership, check out our auto buying programs:

  • AutoSmart : Browse real-time inventory, connect with Apple-approved dealers and get pre-approved before stepping foot on a lot.
  • TrueCar®: Take the mystery out of pricing and enjoy guaranteed savings with Apple’s TrueCar buying service.

Get your dream car today and enjoy the luxury of not having a payment for the first 90 days!*

*Members who secure a qualified new or used Auto Loan or refinance an Auto Loan AND have their financing disbursed from 07/01/2025-09/30/2025 will enjoy a 90-day payment deferral. Interest will accrue during the 90-day deferment period. When payments begin, the entire monthly payment will be applied to interest until all accrued interest is paid. Your principal balance will not begin to reduce until all accrued interest is paid. To avoid negative amortization, your minimum payments may be higher, or you may be required to make more payments of the same amount to repay all interest charged, as well as the principal balance. Extending the Loan past your original term may increase the total amount of interest you pay.

**Members who secure a qualified new or used Auto Loan or refinance an Auto Loan AND have their financing disbursed from 07/01/2025-09/30/2025 will be entered into a monthly drawing for a chance to win one (1) Auto Loan payment, up to $1,000. Excludes vehicles financed on-site at an Apple FCU preferred dealer. View Official Rules.

Current Promotions

Collect for Kids

The Collect for Kids school supply drive is here!

Now through Aug. 31, you can help set up students for academic success by dropping off supplies at any Apple FCU branch location.

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Balance Transfer Offer

Hot Temps, Cool Rates With Balance Transfers as Low as 0% APR*

Now through Sept. 30, enjoy balance transfer rates as low as 0% APR* for 12 months when you move your existing balances to a select Apple FCU Visa® Credit Card.

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Student checking promotion

Open an eXtras Student Checking and Get $50*

Open an eXtras Student Checking with a FREE Visa® Debit Card now through Sept. 30, and we’ll deposit $50 into the account* and automatically enter you into a monthly drawing to win $250**.

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Tap and Win promotion

We’re Giving Away $500 a Week During Our Tap to Win Sweepstakes*

Now through Sept. 30, you’ll be entered into a weekly drawing to win one of five $100 prizes each time you pay with your Apple FCU Visa® Credit or Debit Card using your digital wallet.*

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Free Shred Events from Apple FCU

Free Local Document Shredding

Save time and protect your privacy with our FREE Shred Events!

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Educator Referrals

Refer Fellow Educators and Get $75*

Calling all educators! Are you ready to turn your network into rewards? Register for our exclusive Educator Referral Program, and you and any educator you refer will earn $75*!

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Home Equity Line of Credit

Upgrade Your Home This Summer with No Closing Costs* and Locked-In HELOC Rates1

Achieve more this year with our Home Equity Line of Credit.

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Bonus Certificate Rates from Apple FCU

Let the Savings Roll In With Rates of 4.10% APY*

Make waves with your money this summer.

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Refer Friends & Family

Refer Friends & Family

Friends don't let friends get abused by big banks. Help those you love by sharing the benefits of Apple and receive $25!

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