Drive Now, Pay Later with 90-Day Deferred Payments^*

Make no payments until 2024 and be entered to win up to $1,000^**!

Have you been dreaming of getting behind the wheel of a new car? Or perhaps you're looking to refinance your current auto loan to take advantage of better rates? Whichever it is, now's the perfect time!

Now through December 31, you’ll enjoy a 90-day payment deferral^* when you finance a vehicle with Apple FCU or refinance an existing auto loan from another lender.

Win Up to $1,000 with Our Loan Payment Sweepstakes^**

While new car smell is great, making that new payment isn’t the greatest. Six lucky winners will win up to $1,000 – prize amount equal to one monthly loan payment – during our Loan Payment Sweepstakes!^**

Want to qualify for our Loan Payment Sweepstakes^** ? Simply finance a new or used vehicle with Apple or refinance an existing auto loan from another lender to be automatically entered to win.

Why Take Advantage of 90-Day Deferred Payments^*

Simple and Transparent

No hidden fees. No surprises. Just straightforward terms and conditions.

Ease Into Your Budget

Our deferral period allows you the freedom to allocate your finances elsewhere without the immediate pressure of auto loan payments.

No Impact on Credit Score

Opting for the deferred payment plan will not negatively impact your credit score during the deferral period.

Save Time and Money When Looking for a Vehicle

Before you head to the dealership, check out our auto buying programs:

• AutoSmart : Save time and finance on-site with Apple FCU dealer partners, view real-time inventory online and more.
• TrueCar^®: Enjoy guaranteed savings and skip the hassle of negotiations.

Get your dream car today and enjoy the luxury of not having a payment for the first 90 days!^*

^*Interest will accrue during the 90-day deferment period. When payments begin, the entire monthly payment will be applied to interest until all accrued interest is paid. Your principal balance will not begin to reduce until all accrued interest is paid. To avoid negative amortization, your minimum payments may be higher, or you may be required to make more payments of the same amount to repay all interest charged, as well as the principal balance. Extending the loan past your original term may increase the total amount of interest you pay.

^**Members who secure a qualified new or used Auto Loan or refinance an Auto Loan AND have their financing disbursed from 10/01/2023 to 12/31/2023 will be entered into a monthly drawing for a chance to win one (1) auto loan payment, up to $1,000. Excludes vehicles financed on-site at an Apple FCU preferred dealer. View Official Rules.