Vehicle Loans

Loan Type
Approximate Terms
APR as low as* Conditions
New Auto - View DisclosureApply Now
up to 36 months 2.64 % Minimum loan of $5,000
up to 48 months 2.89 % Minimum loan of $5,000
up to 60 months 3.14 % Minimum loan of $5,000
up to 72 months 3.39 % Minimum loan of $15,000
up to 84 months 3.64 % Minimum loan of $25,000
Used Auto - View DisclosureApply Now
up to 36 months 3.14 % Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 100,000.
up to 48 months 3.39 % Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 100,000.
up to 60 months 3.64 % Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 100,000.
up to 72 months 3.89 % Minimum loan amount $15,000; vehicle must be no more than 7 model years old. Maximum mileage of 100,000.
up to 84 months 4.14 % Minimum loan amount $25,000; vehicle must be no more than current plus two model years old. Maximum mileage of 100,000.
Auto Loan Refinance - View DisclosureApply Now
up to 36 months 2.64 % Offer not applicable on loans currently held by Apple FCU.
up to 48 months 2.89 % Offer not applicable on loans currently held by Apple FCU.
up to 60 months 3.14 % Offer not applicable on loans currently held by Apple FCU.
up to 72 months 3.39 % Offer not applicable on loans currently held by Apple FCU.
up to 84 months 3.64 % Offer not applicable on loans currently held by Apple FCU.
New Motorcycle - View DisclosureApply Now
up to 36 months 4.84 % 100% of purchase price
up to 48 months 5.09 % 100% of purchase price
up to 60 months 5.34 % 100% of purchase price; minimum loan $8,500
up to 72 months 5.59 % 100% of purchase price. Minimum loan $15,000
up to 84 months 5.84 % 100% of purchase price; Minimum loan $20,000
Used Motorcycle - View DisclosureApply Now
up to 36 months 5.84 % Up to 100% NADA retail value
up to 48 months 6.09 % Up to 100% NADA retail value
up to 60 months 6.34 % Up to 100% NADA retail value; minimum loan $8,500
up to 72 months 6.59 % Up to 100% NADA retail value; minimum loan $15,000
New Recreational Vehicles - View DisclosureApply Now
up to 60 months 7.09 % Up to 100% of list price; maximum loan $50,000
Used Recreational Vehicles - View DisclosureApply Now
up to 60 months 9.34 % Up to 100% NADA wholesale; maximum loan $50,000


Approximate Payment Calculation Table

Payments based on $10,000 loan amount. Maximum loan amount of $100,000.

Product As Low As
Rate
Minimum Term Approximate Payment
New & Refinanced Auto 2.64 % 36 $289.23
Used Auto 3.14 % 36 $291.43
New Motorcycle 4.84 % 36 $298.99
Used Motorcycle 5.84 % 36 $303.49
New RV 7.09 % 60 $198.44
Used RV 9.34 % 60 $209.24

*APR = Annual Percentage Rate as of 09/26/2018 and includes a 0.25% Direct Deposit rate discount; subject to change at any time. Rates are based on an evaluation of applicant credit and amount financed. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. Advertised as low as rate is based on 36-month term for a new vehicle and includes a maximum down payment loan-to-value discount when you finance up to 80% of the value of the vehicle. Current Apple FCU Auto Loans are not eligible for refinance.

0.25% rate discount contingent upon an active, monthly direct deposit of $1,000 or more into an Apple FCU Savings or Checking account. If you fail to set up Direct Deposit within 60 days of Loan closing, or at any point during the life of the Loan are no longer receiving the Direct Deposit minimum of $1,000 a month, the rate will increase by .25% above the interest rate disclosed in the Loan and Security Agreement, beginning the first day of the month following any such occurrence, and until all Principal is paid in full. The discount cannot be reinstated during the term of the loan.