Certificates
| Certificate Term | APY* % | ||
|---|---|---|---|
| Share and IRA Certificates - minimum deposit $500 | |||
| 6 Month | 1.35 % | ||
| 12 Month | 1.75 % | ||
| 15 Month | 1.75 % | ||
| 24 Month | 2.00 % | ||
| 36 Month | 2.40 % | ||
| 36 Month Step-Up | 2.15 % | ||
| 48 Month | 2.50 % | ||
| 60 Month | 3.00 % | ||
| 84 Month | 3.10 % | ||
| 120 Month | 3.15 % | ||
| Jumbo Certificates - minimum deposit $50,000 | |||
| 12 Month | 1.80 % | ||
| 36 Month | 2.45 % | ||
| 60 Month | 3.05 % | ||
*APY = Annual Percentage Yield. APY is subject to change without notice.
A penalty may be imposed for early withdrawals. If the certificate is redeemed prior to the maturity date the following penalty will apply: If the term is 6 months or less – the lesser of dividends earned since issuance or renewal or 90 days dividends; if the term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends; if the term is greater than 60 months –the lesser of dividends earned since issuance or renewal or 1095 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the certificate is redeemed within 10 days of renewal, no penalty will apply.
Fees could reduce earnings on the account.