Personal Loan

Whatever you need, we can help

Life happens. For the expected and unexpected expenses we all face, our Personal Loans can help you afford whatever you need. From engagement rings, dream vacations, medical bills and home upgrades to debt consolidation, we got you covered.

Apply now!

Loan Perks


Competitive Rates


Borrow up to $50,000


Terms up to 60 months


No hidden costs or early payoff penalties


Easy payments with Online & Mobile Banking


Easy application process


Loan Options

Signature Loan

  • Lump-sum funding
  • Fixed-rate payments
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Signature Line of Credit

  • Low, variable-rate payments
  • Convenient access to your money - online, by phone, by check or in person at any branch
  • Use this for the overdraft protection for your Apple Checking
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Savings Secured Loan

If you're looking to build or repair your credit history, consider a Savings Secured Loan. Borrow against funds held on deposit in your Apple Savings/Certificate. Plus, your savings will continue to earn dividends.
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APR as low as*Conditions

Signature Loan

9.24%Up to $50,000Apply Now

Signature Line of Credit (Variable)

8.99%Up to $50,000; APR is Prime Rate** + 4.24 - 14.99%Apply Now

Savings Secured (Regular Savings)

3.00% plus the dividend rate paid on the deposit accountSavings are pledged for loan; amount of the loan cannot exceed the balance in the account securing the loanApply Now

Savings Secured (Certificates)

2.00% plus the dividend rate paid on the deposit accountCertificates are pledged for loan; amount of the loan cannot exceed the balance in the account securing the loan and must be equal to or less than the Certificate termApply Now

*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. **Index as published in the Wall Street Journal on the first business day of the month preceding Jan. 1, April 1, July 1, and Oct. 1.

What information do I need to get a loan

You'll need:

  • Government issued photo ID - a driver’s license, state-issued ID or a military ID
  • Recent paystub, W2 and/or filed and signed tax returns (for self-employed individuals)

Apply Now

Ask a Question about our personal Loans

More helpful resources

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In the market for a new vehicle? Learn how to improve your next car buying experience, eliminate time-wasting dealer negations and secure a rate and payment that doesn’t break the bank. Apple Federal Credit Union is ready to help!

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