Unlock the door to your dream home
When you’re ready to buy, because we offer local underwriting, you’ll receive an approval quickly. We can help you finance properties within Virginia, Maryland, West Virginia, North Carolina and the District of Columbia.
|First Time Buyer|
If you dream of owning a home, but you can’t afford a large down payment, you’ll benefit from our affordable 5/5 Adjustable Rate Mortgage.
If you want the security of knowing that the market rates will not change your monthly payment and you plan to stay in this home for at least 10 years, consider our Fixed-Rate Loan.
Choose our Adjustable-Rate Mortgage (ARM) and you’ll start out with a lower initial interest rate than most fixed-rate loans. The trade-off is that the interest rate can change periodically and the monthly payment may go up or down accordingly.
Educator and First Responder Mortgage Program
Designed for those who help the community most, we’re here to help you save even more on your new home. Whether you’re buying for the first time, refinancing a current home or hoping to tap into your home’s equity, we have loan options for you.
Are you looking to lower your monthly mortgage payment or improve the terms of your current loan? Contact us to discuss ways we can help.
Designed for homeowners ages 62 and older, a Reverse Mortgage allows you to convert part of the equity in your home into monthly income or cash without having to sell the home, give up title or take on additional monthly mortgage payments.
Select “Apple Federal Credit Union” as your institution.
*Conforming loan limits may vary depending on property location. Property values are based on the lesser of the current appraisal value or the current tax assessment. Independent appraisals are not accepted.
The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at 703-788-4800 or 800-666-7996 regarding the locations where HMDA data may be inspected.
More Helpful Resources
Home Buying Tips
Do you feel overwhelmed thinking about buying a home? It may not be as challenging as you think. Apple Federal Credit Union’s quick and simple overview of the buying process helps it all make sense.View all videos