Peace-of-mind for pennies a day

Ask us about LoanShieldTM Payment Protection*

Let’s face it… life throws us unexpected curveballs. With LoanShield, you and your family won’t have to worry about making loan or credit card payments if you are out of work due to disability or in the event of your death. You can easily customize your coverage by selecting one, two or all three levels of coverage to cover financial burdens, like delinquency, default or foreclosure, if a protected life event happens to you. 

  • Protect your collateral (car, home, etc.) and credit rating
  • Loans are paid and collateral transfers to your family 
  • Fast, easy enrollment
  • Immediate coverage for eligible borrowers
  • Cost is included in your loan payment
  • Does not exclude pre-existing conditions

Protection Plans

Consumer and Credit Card Plan Highlights*
Three levels of protection are available to match your needs and budget.

Level A

  • Pays off your loan balance up to $100,000 in the event of death† ‡
  • Provides up to 120 months or up to $120,000 disability protection
  • Provides up to six (6) months or up to $3,000 if involuntarily unemployed

Level B

  • Pays off your loan balance up to $100,000 in the event of death† ‡
  • Provides up to 120 months or up to $120,000 disability protection

Level C

  • Pays off your loan balance up to $100,000 in the event of death† ‡

Home Equity Line of Credit Plan Highlights*
Three levels of protection are available to match your needs and budget.

Home Equity Line of Credit Plan Highlights*
Three levels of protection are available to match your needs and budget.

Level A

  • Provides up to six (6) months or up to $6,000 in the event of death† ‡
  • Provides up to six (6) months or up to $6,000 disability protection
  • Provides up to six (6) months or up to $3,000 if involuntarily unemployed

Level B

  • Provides up to six (6) months or up to $6,000 in the event of death† ‡
  • Provides up to six (6) months or up to $6,000 disability protection

Level C

  • Provides up to six (6) months or up to $6,000 in the event of death† ‡

Enroll Today!

Call us at 703-788-4800 or visit a branch to for information about LoanShield Payment Protection.

*Your purchase of LoanShield® is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. *This is a summary of your Payment Protection program. Enrollment in the program is optional and not required to obtain a loan. LoanShield Payment Protection is a debt cancellation product available through Apple Federal Credit Union. Please contact your Apple FCU loan representative, or refer to the Member Agreement for additional information on benefit maximums, eligibility and limitation.

† Graded benefit at age 60; no age maximum.

‡ First six (6) months cover accidental causes only.