Tips & Advice
How to Avoid an ATM Skimming Scam
Skimming is an illegal activity that involves the installation of a device, usually undetectable by ATM users, that secretly records bank account data when the user inserts their card into the machine. Criminals then encode the stolen data onto a blank card and use it to loot the customer's bank account.
What to look out for:
- Inspect the ATM, gas pump, or credit card reader before using it…be suspicious if you see anything loose, crooked, or damaged, or if you notice scratches or adhesive tape residue.
- When entering your PIN, block the keypad with your other hand to prevent possible hidden cameras from recording your number.
- If possible, use an ATM at an inside location (less access for criminals to install skimmers).
- Be careful of ATMs in tourist areas…they are a popular target of skimmers.
- If your card isn't returned after the transaction or after hitting "cancel," immediately contact the financial institution that issued the card.
For more security tips like this, visit out Fraud Prevention and Safety site. You'll find news alerts, videos, quizzes, eBooks and much more.