External Transfers

How to Set Up External Transfers on Desktop and Mobile

In a few clicks, you can easily link your account at another financial institution to your Apple Federal Credit Union account.

1. Select the Pay and Transfer tab.
2. Select Transfer Funds.
   
3. Select More Actions.
   
4. Select Add Account to locate Add an Account manually.
   
5. Follow the onscreen prompts.
   • Within three (3) business days of completing these steps, we will process a "trial deposit" (less than $1) into the external account you added, then withdraw it.
6. You must review your external account to confirm that the trial deposit was processed. To verify these transactions, login to Online Banking, select Settings from the menu dropdown, then Accounts, ACH Accounts, then Confirm Payee.
   • You have 30 business days to verify your account or your request is deleted.
7. Upon verification, your external account will become active, and you may schedule future transfers.