Get an A+ in Personal Finance
We majored in better banking so you can make great decisions about your money. Our eXtras Student Checking, Savings and Credit Card are designed to teach you the basics of managing your money and help you grow your money from the start.
All Student Product Features
Exclusive to Members 23 and Younger1
Online & Mobile Banking
1eXtras Student Credit Card is available to members aged 18 to 25. Members may retain the card for six (6) years or until age 25, whichever comes first. Members under age 21 are federally required to have a cosigner (must be 21 years of age or older)
eXtras Student Checking
eXtras Student Checking lays the foundation of solid money management for youth 12-23 years old* with low to no fees and a FREE Visa® Debit Card.
- No monthly service fees
- No minimum balance requirements
- FREE eStatements
- FREE Apple ATMs
eXtras Student Savings
This high-dividend savings account is specially designed for members age 23 and younger.
- Earn a premium dividend on balances up to $1,500†
- No monthly service fees
- No minimum account balance
- As a joint owner, parents have complete access to the account.
† Balances over $1,500 will earn our Regular Savings dividend APY.
eXtras Student Credit Card
- For members, ages 18 to 25
- Credit Lines up to $1,500
- Fixed Rates Below 18.00% APR1
- No Annual Fee
Apply to Be an Apple Scholar
Apple FCU is dedicated to improving lives and fulfilling dreams. One way we achieve this is through our Apple Scholars scholarship program.
Each year, we award 25 deserving high school seniors with $3,000 to attend the college or university of their choice. Learn more about how you can become one of Apple FCU's Apple Scholars.
Get Your Paycheck Up to 2 Days Early
What's better than "payday?" Getting your paycheck 2 days early*!
Sign up for Apple Direct Deposit with your job, and you'll get your money up to 2 days* ahead of your official "payday" – no cost and no catch.
*The timing of early pay Direct Deposit varies based on the payment file submission from the payee. Apple FCU may make payroll and other electronic transfers available when the payment file is received, up to two (2) business days earlier than the scheduled payment date. Please note that funds are not available for you to spend until they are reflected in the AVAILABLE BALANCE. You should not rely on early pay Direct Deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations. Apple FCU is not responsible for overdraft fees resulting from transactions that occur prior to funds posting.
Stay Ahead of the Curve with Apple’s Education SuperSaver
Saving for your child’s education is serious stuff. With a minimum opening deposit of $5 and higher dividend payouts, our Education SuperSaver account makes saving for an education seriously easy.