Winter Certificate

Freeze in These Rates Before They Melt Away

4.00% APY**

3.50% APY*

4.00% APY*

4.00% APY*

5, 9 or 18 MONTHS
NEW MONEY ONLY
7 MONTH
NEW OR EXISTING MONEY
16 MONTH
NEW OR EXISTING MONEY
35 MONTH
NEW OR EXISTING MONEY

Open yours in minutes within Apple FCU Online or the Mobile App! Simply tap Add a Product, then Certificates to get started!1 You can also call 703-788-4800 or visit a branch to open your account today.

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*APY = Annual Percentage Yield as of 01/04/2023 for a limited time for a 7-month, 16-month or 35-month Bonus Regular or IRA Certificate (excludes Commercial accounts); offers subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term: the 7-month Certificate will automatically renew as a 6-month Certificate; the 16-month Certificate will automatically renew as a 15-month Certificate; and the 35-month Certificate will automatically renew as a 36-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: Term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

**APY = Annual Percentage Yield as of 11/01/2022 for a limited time 5-month, 9-month or 18-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. New Money required (funds not currently on deposit at Apple FCU); minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 5-month and 9-month Certificates will automatically renew as a 6-month Certificate, and the 18-month Certificate will automatically renew as a 15-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term is 6 months or less – the lesser of dividends earned since issuance or renewal or 90 days dividends; Term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.

1Commercial Certificates must be opened in person or by calling 703-788-4800.

Current Promotions

Winter Certificate

Rates as High as 4.00% APY*

Freeze in these Certificate rates before they melt away!
Free Credit Review

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Take advantage of a free credit review with an Apple FCU credit expert from now until March 31.
HELOC No Closing Costs

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