Freeze in These Rates Before They Melt Away
| 4.00% APY** | 3.50% APY* | 4.00% APY* | 4.00% APY* |
| 5, 9 or 18 MONTHS NEW MONEY ONLY | 7 MONTH NEW OR EXISTING MONEY | 16 MONTH NEW OR EXISTING MONEY | 35 MONTH NEW OR EXISTING MONEY |
Open yours in minutes within Apple FCU Online or the Mobile App! Simply tap Add a Product, then Certificates to get started!1 You can also call 703-788-4800 or visit a branch to open your account today.
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*APY = Annual Percentage Yield as of 01/04/2023 for a limited time for a 7-month, 16-month or 35-month Bonus Regular or IRA Certificate (excludes Commercial accounts); offers subject to change at any time. Valid for funds currently held at Apple FCU and new money transferred from another institution; minimum deposit of $500. Unless you notify us otherwise, at the end of the term: the 7-month Certificate will automatically renew as a 6-month Certificate; the 16-month Certificate will automatically renew as a 15-month Certificate; and the 35-month Certificate will automatically renew as a 36-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: Term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.
**APY = Annual Percentage Yield as of 11/01/2022 for a limited time 5-month, 9-month or 18-month Regular, IRA or Commercial Bonus Certificate; subject to change at any time. New Money required (funds not currently on deposit at Apple FCU); minimum deposit of $500. Unless you notify us otherwise, at the end of the term the 5-month and 9-month Certificates will automatically renew as a 6-month Certificate, and the 18-month Certificate will automatically renew as a 15-month Certificate, at the rate in effect at that time. Penalty may be imposed for early withdrawal; fees could reduce earnings. If the Certificate is redeemed prior to the maturity date, the following penalty will apply: If the term is 6 months or less – the lesser of dividends earned since issuance or renewal or 90 days dividends; Term is over 6 months to 60 months – the lesser of dividends earned since issuance or renewal or 180 days dividends. There is no penalty for withdrawals as a result of the death of any owner. If the Certificate is redeemed within 10 days of renewal, no penalty will apply.
1Commercial Certificates must be opened in person or by calling 703-788-4800.
Current Promotions
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Break Away from High Interest Rates
Paying down a credit card balance is hard enough without high interest rates. Enjoy rates as low as 0% APR* for 12 months when you transfer your existing balance to an Apple Visa Credit Card.