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Transfer Your High-Interest Balance

Transfer Your High-Interest Balance for as Low as 0% APR*

Ditch your big bank interest rates for rates as low as 0% APR* when you transfer to an Apple Visa® Credit Card!

Paying down loan or credit card balances is hard enough without high interest rates getting in your way.

Now through September 30, you can enjoy balance transfer rates as low as 0% APR* for 12 months when you move your existing balances to a select Apple Visa Credit Card, then a variable rate based on creditworthiness (12.99% - 18.00% Variable APR).

Make the switch to an Apple Visa today!

Apply for and transfer balances to a NEW Apple FCU Credit Card.

Apply Now

Transfer balances to your CURRENT Apple FCU Credit Card using Manage Cards (Accounts menu).

Log In

Zero in on Apple Visa Features

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Low Rates
Pay down your balance faster with our low interest rates. Credit unions are regulated to never have credit card rates higher than 18%. With the national average credit card APR currently at 20.62%**, you can’t afford to not switch!

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No Annual Fee
Ditch your credit card’s annual fee. You won’t pay a dime for all the great features of your Apple Visa Credit Card.

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High Lines of Credit
We can handle it all. You can qualify for as much as $50,000 in credit with select Apple Visa Credit Cards.

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Contactless Pay
Make future shopping trips safe and speedy with contactless pay. Simply tap your card on compatible payment readers and pay in seconds.

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Pay with Digital Wallets
Paying with your Apple Visa? There are apps for that… Apple Pay®, Google Pay, Samsung Pay®, Visa Click to Pay® and more.

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Anytime Access
Whether you’re at your desk or on the go, check transactions and make payments easily in Apple FCU Online or Mobile App.

How much can you save by switching to an Apple Visa?

The numbers don’t lie. See how much you could save by transferring your balance to an Apple Visa Credit Card with our balance transfer calculator (balance transfer fee not included1)!

Make the switch to an Apple Visa today!

Apply for and transfer balances to a NEW Apple FCU Credit Card.

Apply Now

Transfer balances to your CURRENT Apple FCU Credit Card using Manage Cards (Accounts menu).

Log In

If you have questions about your credit, schedule a video appointment with one of our representatives. Current cardholders can also transfer balances by phone at 866-820-3867.

*APR = Annual Percentage Rate as of 07/01/2023 only available on balance transfers made with a variable rate Visa Credit Card, excluding the Educator, Student, Credit Builder or Business Credit Card. The balance transfer APR offer is available 07/01/2023 - 09/30/2023 on balance transfers only. A 4.00% balance transfer fee during the promotional period applies. Balance transfer rates adjust to a variable APR (12.99%–18.00%) after the promotion period based on an evaluation of applicant credit; not all applicants will qualify for the lowest rate. The approved APR will apply for 12 months for every balance transfer completed within the promotional period from the first qualifying balance transfer. Existing Apple FCU Visa Credit Card and Loan balances are excluded from this promotional offer. The APR for purchases and cash advances will be disclosed at the time of credit approval. Balance Transfer promotional offers may not be used to pay down or pay off Apple FCU Loans/Credit Card balances.

**Source: CreditCards.com, 5/25/2023.

1A 4.00% balance transfer fee during the promotional period applies.

Current Promotions

Transfer Your High-Interest Balance

Transfer Your High-Interest Balance for as Low as 0% APR

Ditch your big bank interest rates when you transfer to an Apple Visa® Credit Card!
Bonus Certificate Rates

Start Your Adventure with Rates as High as 5.30% APY

Add s’more savings to your financial portfolio with Apple FCU’s Bonus Certificates!
Free Shred Events

Free Document Shredding: Save Time and Protect Your Privacy

Bring up to three boxes of paper documents, such as financial statements, pay stubs, tax returns, and more for safe and secure on-site shredding.
HELOC No Closing Costs

No Closing Costs* on HELOCs

Got big summer plans? A Home Equity Line of Credit can help.
Refer Friends & Family

Refer Friends & Family

Friends don't let friends get abused by big banks. Help those you love by sharing the benefits of Apple and receive $25!
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