HELOC No Closing Costs

No Closing Costs on HELOCs*

Got big plans for 2023? A Home Equity Line of Credit can help.

Whether you’re fixing your roof, paying for a wedding or preparing for life’s unexpected expenses, a Home Equity Line of Credit can help you easily tap into your home’s equity to cover the cost.

Now is the perfect time to act. Apply today to enjoy no closing costs!*

Plus, you’ll access all the amazing benefits of an Apple HELOC:

  • Revolving line of credit available (10-year draw period, up to 20-year repayment)
  • Interest-only payments for 10 years
  • Local underwriting for fast approval
  • No pre-payment penalties or annual fees.

Your home can do more for you than you realize.

Prepare for all life’s planned and unplanned expenses... apply for Apple’s HELOC today!

*Pay no closing costs on any new HELOC. Your settlement statement at closing will reflect closing costs; however, you will receive a credit equal to the amount of the closing costs. In order to qualify for the promotion, the member must use the title company selected by Apple FCU. Member must still pay the appraisal fee if a full appraisal is required. Members who increase their existing HELOC by applying for a new HELOC will also qualify, with a minimum increase of $5,000. No closing costs offer is valid for one time use during any 12-month period.
The HDMA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at 703-788-4900 or 800-666-7996 regarding the locations where HDMA data may be inspected.

Current Promotions

Winter Certificate

Rates as High as 4.00% APY*

Freeze in these Certificate rates before they melt away!
Free Credit Review

Visit an Apple Branch for a Free Credit Review

Take advantage of a free credit review with an Apple FCU credit expert from now until March 31.
HELOC No Closing Costs

No Closing Costs for HELOCs*

A Home Equity Line of Credit can help you easily tap into your home's equity to cover the cost and prepare for life’s planned and unplanned expenses.
Ratings and Reviews Giveaway

Rate & Review for a Chance to win $250!*

From now through March 31, 2023, we’re giving away $250 each month to two members for providing online ratings and reviews for our products.
Credit Snap Pre-Qualify

Two Minutes to a Terrific New Rate

Refinance your auto loan with Apple FCU between now and March 31, and you’ll be entered into a drawing to win a free $100 gas card.
Break Away from high interest rates

Break Away from High Interest Rates

Paying down a credit card balance is hard enough without high interest rates. Enjoy rates as low as 0% APR* for 12 months when you transfer your existing balance to an Apple Visa Credit Card.
Refer Friends & Family

Refer Friends & Family

Friends don't let friends get abused by big banks. Help those you love by sharing the benefits of Apple and receive $25!*.