Break Away from high interest rates

Break Away from High Interest Rates

Enter 2023 Strong with Apple Visa® Credit Card Balance Transfer Rates as low as 0% APR*

Paying down a credit card balance is hard enough without high interest rates getting in your way.

From now until March 31, 2023, you can enjoy rates as low as 0% APR* for 12 months when you transfer your existing balance to an Apple Visa Credit Card, then a variable rate based on creditworthiness (12.24% - 18.00% Variable APR).

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Low Rates
Pay down your balance faster with our low interest rates. Credit unions are regulated to never have credit card rates higher than 18.00%. With the national average credit card APR currently at 19.34%**, you can’t afford to not switch!

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No Annual Fee
Leave high annual fees in 2022. You won’t pay a dime for all the great features of your Apple Visa Credit Card.

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High Lines of Credit
We can handle it all. You can qualify for as much as $50,000 in credit with select Apple Visa Credit Cards.

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Contactless Pay
Make your shopping trips safe and speedy with contactless pay. Simply tap your card on compatible payment readers and pay in seconds.

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Pay with Digital Wallets
Paying with your Apple Visa? There are apps for that… Apple Pay®, FitBit Pay, Garmin Pay, Google Pay, Samsung Pay® and more.

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Anytime Access
Whether you’re at your desk or on the go, check transactions and make payments in Apple FCU Online or our App.

How much can you save by switching to an Apple Visa?

The numbers don’t lie. See how much you could save by transferring your balance to an Apple Visa Credit Card with our balance transfer calculator (balance transfer fee not included1)!

Make the switch to an Apple Visa today!

Apply for and transfer balances to a NEW Apple FCU Credit Card.

Apply Now

Transfer balances to your CURRENT Apple FCU Credit Card using Card Manager (Accounts menu).

Apply Now

Current cardholders can also transfer balances by phone at 866-820-3867.

*APR = Annual Percentage Rate as of 02/01/2023 only available on balance transfers made with a variable rate Visa Credit Card, excluding the Educator, Student, Credit Builder or Business Credit Card. The balance transfer APR offer is available 01/01/2023 - 03/31/2023 on balance transfers only. A 4.00% balance transfer fee during the promotional period applies. Balance transfer rates adjust to a variable APR (12.24%–18.00%) after the promotion period based on an evaluation of applicant credit; not all applicants will qualify for the lowest rate. The approved APR will apply for 12 months for every balance transfer completed within the promotional period from the first qualifying balance transfer. Existing Apple FCU Visa Credit Card and Loan balances are excluded from this promotional offer. The APR for purchases and cash advances will be disclosed at the time of credit approval. Balance Transfer promotional offers may not be used to pay down or pay off Apple FCU Loans/Credit Card balances.

**Source: CreditCards.com, 11/30/2022.

1All balance transfer will be subject to a one-time transfer fee of 4.00% of the amount of the transaction.

Current Promotions

Winter Certificate

Rates as High as 4.00% APY*

Freeze in these Certificate rates before they melt away!
Free Credit Review

Visit an Apple Branch for a Free Credit Review

Take advantage of a free credit review with an Apple FCU credit expert from now until March 31.
HELOC No Closing Costs

No Closing Costs for HELOCs*

A Home Equity Line of Credit can help you easily tap into your home's equity to cover the cost and prepare for life’s planned and unplanned expenses.
Ratings and Reviews Giveaway

Rate & Review for a Chance to win $250!*

From now through March 31, 2023, we’re giving away $250 each month to two members for providing online ratings and reviews for our products.
Credit Snap Pre-Qualify

Two Minutes to a Terrific New Rate

Refinance your auto loan with Apple FCU between now and March 31, and you’ll be entered into a drawing to win a free $100 gas card.
Break Away from high interest rates

Break Away from High Interest Rates

Paying down a credit card balance is hard enough without high interest rates. Enjoy rates as low as 0% APR* for 12 months when you transfer your existing balance to an Apple Visa Credit Card.
Refer Friends & Family

Refer Friends & Family

Friends don't let friends get abused by big banks. Help those you love by sharing the benefits of Apple and receive $25!*.