Get the Keys Now, Pay Later with 90-Day Deferred Payments^*

Make no payments until 2025!*

Thinking about a new car, but aren't excited about taking on a new payment? Or are you hoping to save by refinancing your current auto loan? This is the time!

Now through December 31, you'll enjoy a 90-day payment deferral^* when you finance a vehicle with Apple FCU or refinance an existing auto loan from another lender. Rates are currently as low as % APR¹, so drive away with a deal today.

Why Take Advantage of 90-Day Deferred Payments^*?

Simple and Transparent

No hidden fees. No surprises. Just straightforward terms and conditions.

Ease Into Your Budget

Our deferral period allows you the freedom to allocate your finances elsewhere without the immediate pressure of auto loan payments.

No Impact on Credit Score

Opting for the deferred payment plan will not negatively impact your credit score during the deferral period.

Save Time and Money When Looking for a Vehicle

Before you head to the dealership, check out our auto buying programs:

• AutoSmart : Save time and finance on-site with Apple FCU dealer partners, view real-time inventory online and more.
• TrueCar^®: Enjoy guaranteed savings and skip the hassle of negotiations.

Get your dream car today and enjoy no payments for the first 90 days!^*

^*Members who secure a qualified new or used Auto Loan or refinance an Auto Loan AND have their financing disbursed from 10/01/2024 to 12/31/2024 will enjoy deferred loan payments for 90 days from the closing date. Interest will accrue during the 90-day deferment period. When payments begin, the entire monthly payment will be applied to interest until all accrued interest is paid. Your principal balance will not begin to reduce until all accrued interest is paid. To avoid negative amortization, your minimum payments may be higher, or you may be required to make more payments of the same amount to repay all interest charged, as well as the principal balance. Extending the loan past your original term may increase the total amount of interest you pay.

¹APR = Annual Percentage Rate as of and includes a 0.25% Direct Deposit rate discount; subject to change at any time. Rates are based on an evaluation of applicant credit and amount financed. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate. Advertised as low as rate is based on 36-month term for a new and a used vehicle and new and a used motorcycle, this includes a maximum down payment loan-to-value discount when you finance up to 80% of the value of the vehicle or motorcycle. Current Apple FCU Auto Loans are not eligible for refinance.