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Home » Loans » Motorcycle Loans
Motorcycle Loans is rated 4.9 out of 5 by 18.
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Enjoy the freedom of the open road with a Motorcycle Loan from Apple.

Features:
  • Up to 100% financing available
  • Flexible terms up to 84 months
  • No hidden costs or early payoff penalties
  • On-site Apple financing available at Partner Dealerships
  • Easy, online payments in Online Banking
  • Apply in a branch, over the phone or online.

When you're ready to buy, we're here to help!

Ask a Question about our New Motorcycle Loan

Whether you buy from a dealer or private seller, financing at Apple is easy.

Features:
  • Up to 100% financing available
  • Flexible terms up to 72 months
  • No hidden costs or early payoff penalties
  • On-site Apple financing available at Partner Dealerships
  • Easy, online payments in Online Banking
  • Apply in a branch, over the phone or online.

When you're ready to buy, we're here to help!

Ask a Question about our New Motorcycle Loan
Loan Type
Approximate Terms
APR as low as* Conditions
New Motorcycle
up to 36 months 4.84 % 100% of purchase price
up to 48 months 5.09 % 100% of purchase price
up to 60 months 5.34 % 100% of purchase price; minimum loan $8,500
up to 72 months 5.59 % 100% of purchase price. Minimum loan $15,000
up to 84 months 5.84 % 100% of purchase price; Minimum loan $20,000
Used Motorcycle
up to 36 months 5.84 % Up to 100% NADA retail value
up to 48 months 6.09 % Up to 100% NADA retail value
up to 60 months 6.34 % Up to 100% NADA retail value; minimum loan $8,500
up to 72 months 6.59 % Up to 100% NADA retail value; minimum loan $15,000

With Apple Financial Services LLC, a wholly-owned subsidiary of Apple FCU, you’ll enjoy one-on-one attention from an insurance agent who will take the time to determine the coverage you need, at a price you can afford.

Our award-winning agents make shopping for insurance easy. We’ll help you find discounts with national carriers for multiple policies, good drivers, good students, member-only exclusives and more.

Call us at 703-788-4817 to schedule an appointment or get your no cost, no obligation online insurance quote today.

Shop with confidence knowing you got the best deal around!

Down Payment LTV Discount

When you finance less than 80% of the value of the vehicle, you may qualify for a lower rate. Ask your loan officer for details.

Credit Improvement Discount

If you have made 12 on-time payments on your Apple loan, you may qualify for a lower rate. Contact a loan counselor for details.

Call us at 703-788-4800 or visit a Branch for more information about these value-added discounts.

Rated 5 out of 5 by from Best Motorcycle Loan I applied for a new motorcycle loan in late spring of 2016 at my local Apple Federal Credit Union branch and received very personalized service. What I liked about the loan application is that I was actually able to see my credit score in writing. The application only took a few minutes, and as soon as we were finished I took public transit over to the motorcycle dealership and bought my new Suzuki motorcycle right then and there, and drove off the lot that day. Surprisingly easy! I have since paid off the loan. Thanks Apple Federal Credit Union!
Date published: 2017-09-05
Rated 5 out of 5 by from World's Best Motorcycle Loan I bought a motorcycle for my husband this year, and went through Apple Bank for the loan. It was very simple and easy to apply for the loan, and no hassle at all. It was so quick that they informed me about the approval on the same day. My banker Crystal Brown was just amazing. The whole process was so smooth. I feel blessed to have Apple Bank in my life.
Date published: 2015-07-27
Rated 5 out of 5 by from Fund my Harley I found a Harley locally after selling my former bike. Apple Federal Credit Union forms were easy to fill out and AFCU was quick to return a reply. Since opening the loan, anytime I have had questions, AFCU staff has been very helpful, professional, and courteous. I would recommend AFCU to anyone that is looking for a motorcycle loan.
Date published: 2015-08-14
Rated 5 out of 5 by from No fuss Motorcycle Loan Thank you for seamlessly processing the motorcycle loan. AppleFCU has been my financial institution since the first day it opened for Fairfax County School Employees. I guess that dates me. Keep up the great service. It just keeps getting better and better!
Date published: 2017-08-02
Rated 3 out of 5 by from Financing a motorcycle Easy experience- everything was online, simple & prompt Only issue would be the process of actually buying a bike from a private owner is a bit tedious & lengthy which puts buyer at a disadvantage on a good deal vs a person with cash or cashiers check
Date published: 2015-06-02
Rated 5 out of 5 by from Used Harley Loan ......... Painless !! Walked in and talked to Kay, which was a pleasure, to see about a motorcycle loan. I have already done a loan with Apple for my 2008 Harley Davidson Street Glide, and it was a breeze, so I anticipated no issues. It was a great experience !!
Date published: 2016-01-18
Rated 5 out of 5 by from Motorcycle Loan Apple Federal has been a great lending company. I previously had a loan with them for an automobile. When I was in the market for a motorcycle I immediately went to them and they financed it. It was super fast and easy.
Date published: 2015-08-13
Rated 5 out of 5 by from Apple loans are always the best I could not be happier, great rates, instant approval
Date published: 2017-10-13
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What is the oldest model year motorcycle you will finance?

Asked by: mgmotorsports
Currently we have no mileage or model year limitation on an Apple FCU Used Motorcycle Loan. To apply now, visit https://loanapp.applefcu.org/.
Answered by: AppleFCU
Date published: 2017-09-01

I am looking to purchase a motorcycle recommended you to me. I am not a member yet but am I able to still obtain a loan from you all?

Asked by: mason1028
Membership is required to apply for an Apple FCU Motorcycle Loan. To join, visit https://www.applefcu.org/Appleweb/Join and once you've got your Member Number, visit https://loanapp.applefcu.org/ to get your application started. We'd also look forward to serving you in a branch as well!
Answered by: AppleFCU
Date published: 2017-08-22

What are the rates for a motorcycle loan?

Asked by: Anonymous
For current rates on an Apple FCU Motorcycle Loan, visit https://www.applefcu.org/AppleWeb/Rates. When you're ready, you can apply from that same page. We look forward to assisting you!
Answered by: AppleFCU
Date published: 2017-06-06

What's the range of credit to be about to get a good APR rate..?  And do I have to put any money down ..? 

Asked by: John_313
Thanks for considering an Apple FCU Motorcycle Loan! Our minimum FICO score is generally 580 for this loan type, but that's not the only factor. We'll look at repayment history, capacity and desire to repay, and length and types of credit history. In short, we look at each borrower individually. For current rates, which vary also based on term, please visit https://www.applefcu.org/AppleWeb/Rates. Know too, that credit unions are regulated to never have rates higher than 18%. And a down payment may not be required after reviewing your application. We'll finance up to 100% of the purchase price (new) or NADA retail value (used). If you're ready to apply, visit https://loanapp.applefcu.org/. Should you have additional questions, it's best to speak with a loan officer directly since they may be more specific to you. Feel free to just give us a call at 703-788-4800 or stop by any Apple FCU branch.
Answered by: AppleFCU
Date published: 2017-04-25

Does your loan require full coverage on your motorcycle loans or can I just liability?

Asked by: vshot
Apple FCU requires full coverage on Motorcycle Loans (deductibles cannot exceed $1000).
Answered by: AppleFCU
Date published: 2017-04-17

do you have to have an account with apple in order to get a loan?

Asked by: Jeremy628
Yes, membership is required to apply for a loan. To join, visit AppleFCU.org/Join and once you've got your member number, visit https://loanapp.applefcu.org/ to get your application started. Thanks for the question!
Answered by: Apple FCU
Date published: 2016-10-26

What're the requirements to getting approve for this loan? What is the minimum credit score needed? 

Asked by: lookingforhelp
Thanks for your question and for considering an Apple FCU Motorcycle Loan! Our minimum FICO score is generally 580 for this loan type, but that's not the only factor. We look at repayment history, capacity and desire to repay, and length and types of credit history. In short, we look at the entire picture and we look at each borrower individually. If you're ready to apply, visit https://loanapp.applefcu.org/. Should you have additional questions, it's best to speak with a loan officer directly since they may be more specific to you. Feel free to just give us a call at 703-788-4800 or stop by any Apple FCU branch.
Answered by: AppleFCU
Date published: 2016-09-01

I am looking for 100% financing for the beginning of the loan cause I need a bike for long commutes. I have paid off roughly $3700 in debt that is still showing on my credit report that I can show paid.

Asked by: nebitz
We welcome your application at https://loanapp.applefcu.org/!
Answered by: AppleFCU
Date published: 2016-08-09
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