Cards for Every Lifestyle
We offer a variety of benefits including points, cash back and low rates. To enhance your checkout experience, our contactless cards are integrated with Apple Pay®, FitBit Pay™, Garmin Pay™, Google Pay™, Samsung Pay® and Visa Click to Pay®.
Feel secure with enhanced fraud protection: covered with Visa’s Zero Liability Policy if your card is ever lost, stolen or fraudulently used. When you activate Verified by Visa you’ll enjoy an extra layer of security when shopping online. Plus, using Tap & Go or the embedded chip provides a dynamic encryption, protecting your information.
All Apple Credit Cards Feature
No Annual Fee
No Balance Transfer Fee*
Rates Below 18.00% APR**
Tap & Go Contactless Purchases
Visa Shopping Discounts
Digital Card Management
*Balance Transfer Fees may apply during promotions.
** APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Credit Card rates apply to cash advances, balance transfers and outstanding balances on purchases.
Signature Rewards
Features
- 3X Points on Gas
- 2X Points on Groceries
- 1 Point on Everything Else
- Credit Lines up to $50,000
- Complimentary 24-hour Visa® Signature Concierge Service
- Redeem points for cash, gift cards, travel and more
APR1 as low as
My Rewards
Features
- 3X Points on Gas
- 2X Points on Groceries
- 1 Point on Everything Else
- Credit Lines up to $5,000
- Redeem points for cash, gift cards, travel and more
Educator±
Features
- Created exclusively for educators
- Credit Lines up to $35,000
- Low Introductory Rates2
- No Payments During Summer Months3
23.99% Introductory APR on purchases only for qualifying members, for a period of 12 months. After that, or if you do not qualify for the Introductory APR, your APR will be changed based on your creditworthiness. APR varies with the market based on the Prime Rate and is subject to change daily. To see the current available rates, please view the Educator Visa disclosure.
3Interest will continue to accrue.
±Educator Visa Eligibility: Applicants must be currently employed by an Apple Federal Credit Union Select Employee Group School System: Clarke County, Fairfax, Falls Church, Frederick County, Loudoun County, Manassas City, Manassas Park, Prince William and Stafford AND have a minimum $500 Direct Deposit.
Student
Features
- For members, ages 18 to 252
- Credit Lines up to $1,500
- Fixed-Rate
2Members may retain the card for six (6) years or until age 25, whichever comes first. Members under age 21 are federally required to have a cosigner (must be 21 years of age or older).
Credit Builder
Features
- Secured Credit up to $5,000
- Help establish or to rebuild credit
- Deposit $250 - $5,000 into your Savings Account and that amount becomes your credit limit
Transfer High-Rate Balances
We make it easy:
-
Apply
Don't have an Apple Visa? Request a transfer during the application process. -
Transfer
Use Card Manager in Apple FCU Online or Mobile, or call 866-820-3867, to transfer to your existing Card. -
Manage
Manage your card in Apple FCU Online or our Mobile App!
Transfer
Use Card Manager in Apple FCU Online or Mobile, or call 866-820-3867, to transfer to your existing Card.
Helpful Resources
We REALLY Love our Members
When you close on a qualifying loan, you’ll be entered to win a wine stomping experience!*
Transfer & Win
Make a Credit Card/Loan payment or schedule a transfer and you could win $200!*
We're Giving Away $1,500 in Gas*
Get pre-qualified for an Auto Loan, Credit Card or Personal Loan and fill up on us!
Free Credit Review*
Let's see if we can save you money and improve your score!
Calculators
Calculate potential payments for your loan.
SavvyMoney
Enjoy a free and anonymous financial analysis to discover the personal action strategies you need to help keep your finances moving forward.
Videos
We regularly update our video library with financial education resources, community engagement and more!
