Checking Accounts
Free A+ Checking – Simple and Free
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Get access to your own money without paying any fees. With Free A+ Checking, you'll never pay a monthly service charge or need to maintain a minimum balance. You’ll receive a Visa® Debit Card that you can use to make purchases in stores or online, withdraw money at ATMs or setup automatic withdrawals to pay for things like your gym membership or utility bills.
Account Perks
Advantage Checking
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Apple’s Advantage Checking takes your banking relationship to the next level. You earn monthly dividends on your entire Checking balance, enjoy unlimited ATM withdrawals* and pay no monthly fee**. This account becomes even more convenient with a Visa® Debit Card so you can make online and store purchases or grab money from an ATM. You can use your Advantage Checking account to pay bills online, in one convenient place, without having to remember multiple user names and passwords.
Account Perks
No Monthly Service Fee*
(account requirements apply)
** $10 monthly fee assessed for members who fail to meet at least one of the qualifications: have a direct deposit of at least $1,000 per month, have an open Summer Pay account, or maintain combined Savings and Loan balance of at least $20,000.
It's easy to qualify for Advantage Checking
Meet at least one criteria to open your account.
- Have a monthly direct deposit of $1,000 or more into your Savings or Checking account
- Have an open Summer Pay account
- Maintain at least a $20,000 combined Savings and Loan balance (including Mortgage)
Student Checking - Easy and Free
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Smash that piggy bank because it’s time to open a checking account. eXtras Student Checking is for busy students who have to stretch their dollars, which means you won’t pay a monthly service fee or have to maintain a minimum balance. You get a Visa Debit Card for purchases and to use at ATMs. Check your balance, pay bills, deposit checks, transfer money to friends from your phone!
This easy-to-manage account helps you prepare for and manage your money. With it you’ll have free and unlimited access to make ATM withdrawals*. You’ll get a Visa® Debit Card that you can use to make everyday purchases in a store or online. You may also use you’re Student checking account to pay bills by check or through online Bill Pay. Likewise, you can use your Debit Card for Apple FCU charges no monthly maintenance or overdraft fees. If you if you choose not to opt in to any kind of overdraft service and you try to spend money you don’t have, the transaction is declined at no cost to you.
Account Perks
It's easy to qualify for Student Checking
Meet at all of the criteria below to open your account.
- Must be a full-time student between the ages of 12-23 years old
- Must be enrolled to receive eStatements
- A parent/guardian must be a joint-member on the account until 18 years old
Investors Checking
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Managing your money is a skill, and you’re no beginner. Earn our highest checking dividend rate, enjoy the benefits of no-fee ATM transactions* and save with no monthly service fees. Experience a range of perks that include a free Visa Debit Card, free personal checks, and free online and mobile access.
Account Perks
No Monthly Service Fees
It's easy to qualify for Investors Checking
You must maintain a minimum monthly balance of $25,000 in investment products (i.e., stocks, bonds, mutual funds, annuities, 529 plans, etc.) with Apple Financial Services LLC.
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