Apple's Current Promotions
Lower Your Auto Loan Payments
Get a $20,000 loan for as little as $266 per month**
When you refinance an existing auto loan from another lender, you’ll pocket an extra $50* (mention promotion code Refi14). Plus, take advantage of these features for all new, used and refinanced auto loans:
- Rates as low as 1.49% APR†
- Up to 115% financing available
- Flexible terms: up to 84 months
- No hidden costs or early payoff penalties
- On-site Apple financing at Partner Dealerships—AppleFCU.org/Dealers
- Easy, online payments in NetBranch Online Banking
View current rates for all Vehicle Loans.Refinance
*To qualify, you must refinance an Auto Loan between 01/01/2014 - 03/31/2014. Member must mention promotion code Refi14. The $50 incentive will be automatically deposited into your Apple FCU Checking or Savings account. Incentive is subject to a 60 day period pending verification and will be reported as dividend income; any federal, state and local taxes are the sole responsibility of the member. Cannot be combined with any other offer. Current Apple FCU Auto Loans are not eligible for refinance. **Payment is based on the purchase of a new/refinanced $20,000 Auto, with no down payment and an 84-month term at 3.24% APR. Payment has been approximated for illustrative purposes. †APR = Annual Percentage Rate as of 01/01/2014 for a new/used/refinanced Auto Loan, 36-month term, includes a 1.00% Direct Deposit rate discount and is subject to change at any time. Rate based on an evaluation of applicant credit and amount financed. Your actual rate may vary (or be higher).
Update Your Home or Take a Trip
Home Equity Line of Credit Rates Locked Until 2016*
Now you can comfortably finance your next big expense, take a well-deserved trip or consolidate unwanted debt. Make your plans and apply now through December 31, 2014, to lock-in your low rate until 2016*.
- Rates as low as 2.74% APR*
- Limits up to $250,000
- Borrow up to 100% Loan-To-Value**
- Local underwriting for fast approval
- Apply online in as little as 20 minutes.
*APR = Annual Percentage Rate. Offer ONLY available for NEW HELOCs applied for online and approved 01/01/2014 – 12/31/2014. You may not pay off or make payment to other Apple FCU loans, credit cards or accounts with these proceeds. Advances made between 01/01/2014 and 12/31/2014 will be locked at your current APR until 12/31/2015. If rates go down before 12/31/2015 your APR will not be adjusted downward (floor rate of 3.99% for 85% LTV and less; 4.99% for 85.1% LTV or higher), and will increase when rates go up, but will not increase past your current APR until 01/01/2016. On 01/01/2016, the APR will be adjusted to the prime rate as published in the Wall Street Journal on 12/21/2015 plus or minus your current margin on the remaining balance and will be subject to change each quarter thereafter as stipulated by your original terms and conditions. Maximum interest rate 18.00% APR. Minimum advance of $250 required. Advance amounts must be within your existing credit limit. Advances in excess of your current credit limit will not be honored and may be subject to additional fees. If your account becomes delinquent at any time during the promotional period, you will forfeit these promotional terms and the APR on the unpaid balance will be increased to the appropriate quarterly rate offered at that time as disclosed in your original note. **Up to 100% LTV available. Promotional rate based on 85% LTV and less.
Now through March 31, when you register for eStatements & eNotices, you’ll be automatically entered for a chance to win an iPad Mini*.
Current NetBranch Online Banking users can select the Account Tools tab, click eEnrollments/ODP/Phone, then select the eStatement Enrollment tab to register.
*Members who sign up for eStatements/eNotices from 12:00 a.m., Saturday, March 1, 2014, through 11:59 p.m., Monday, March 31, 2014, will be automatically entered into a drawing for a chance to win an iPad Mini® 16GB Wi-Fi ($299 value). One winner will be selected during a random drawing on or about April 11, 2014, and will be notified by an Apple Marketing Department staff member. The winner will be responsible any applicable federal, state or local tax liability. No purchase is necessary to participate in the Sweepstakes. Members may enter the Sweepstakes by writing “iPad Mini Giveaway” along with their name, address and phone number on a 3” x 5” card and mailing to: Apple FCU, ATTN: Marketing Department, P.O. Box 1200, Fairfax, VA 22038. Entries must be postmarked by March 31, 2014 and will be entered into drawing following receipt of the card. Only one (1) mail-in entry is permitted per member. Apple employees, Board members and their family members are not eligible to participate in the Sweepstakes. Members who have unenrolled from eStatements within the past 30 days are not eligible. The number of participating members will determine the odds of winning. All prizes are non-negotiable and cannot be redeemed for cash. All Credit Union rulings regarding the drawing are final. Apple FCU reserves the right to reprint the names and photos of winning members in any Credit Union materials.
Win Big with FREE eBill Payer*
Get a new chance to win with every bill you pay.¹
- $5,000 Grand Prize
- Three $1,000 First Prizes
- Plus, new users who enroll and pay 5 bills get $10 automatically.²
Pay bills and people the simple way — your way — right inside NetBranch Online Banking and get a chance to win up to $5,000!¹
- Available from any computer or mobile device with an Internet connection.
- Bills and payments stay organized on one simple screen.
- You control when the payment is sent.
Sign Up Today
Login to NetBranch Online Banking and select Pay Bills.
¹NO PURCHASE NECESSARY TO ENTER OR WIN A PRIZE. Open to legal residents of the 50 United States including D.C. 18 years or older who are individual members of a participating financial institution. Ends 3/31/14. Void where prohibited. View the official rules, odds, and prize descriptions . ²Eligibility for $10 credit: Members must enroll in eBill Payer and pay five (5) bills. All payments must be received and processed 02/01/2014 - 02/28/2014. A $10.00 credit will be deposited into member’s eligible checking account within ten (10) weeks after the “Promotion Period” ends. SPONSOR: Digital Insight, 180 Jefferson Drive, Menlo Park, CA 94025
Ourisman $200 Gas Card Giveaway
Would you like to earn a $200 gas card when you buy your next vehicle? Now you can! Apple and Ourisman Auto Group have partnered to offer an exclusive deal for Apple Members. Simply finance your next loan with Apple and buy a vehicle from any one of these participating Ourisman's dealerships:
|Ourisman Chrysler Jeep Dodge of Alexandria - 5900 Richmond Hwy.
|Ourisman Chevrolet Buick GMC of Alexandria - 1800 Old Richmond Hwy.
|Ourisman Fairfax Toyota - 10287 Lee Hwy.
|Ourisman Ford Lincoln of Alexandria - 6129 Richmond Hwy.
|Ourisman Chantilly Toyota - 4135 Auto Park Circle
Get pre-approved for your Apple Auto Loan today so you'll know how much you can afford or take advantage of on-site Apple FCU financing at the dealership.New Auto Used Auto
*Offer advertised is made available by Ourisman Auto Group and is subject to change without notice. Member must mention this offer at the time of purchase, finance a new or used vehicle with Apple Federal Credit Union and purchase from a participating Ourisman dealership to qualify. Ourisman Auto Group will provide the $200 gift card within 60 days of the auto purchase.