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  STUDENTS

Learning to save can be just as important as the skills you learn in the classroom. From the act of saving, to how to use your money and more, Apple's youth programs have tips and ideas that are right for you at the right time.

Step-by-Step Financial Aid
Don't get overwhelmed by the student loan application process. View Apple's abridged guide on how to apply for financial aid.

Get the Additional Funding You Need with Apple
With education costs continuing to escalate, Apple recognizes the importance of offering an affordable financing option for students looking to fill the funding gaps federal aid leaves behind. Apply once for an Apple certified, private Student Choice Loan, and you’re covered for your entire college career. Plus, enjoy:

  • Flexible repayment options
  • Low interest rates
  • No origination fee
  • And more.

In as few as seven business days, you could have the funds you need to achieve your education dreams.

Tuition Line of Credit
Available to members with qualified educational expenses like tuition, student-activity fees, course-related books, supplies, equipment, etc. required for enrollment or attendance with a college and/or vocational/technical school.

  • Line of Credit up to $35,000
  • Low variable interest rates (subject to change quarterly) tied to Prime Rate (index) plus .50%-4.00% margin —view current rates
  • Payment based on 1.25% of the outstanding balance
  • Convenient automatic payment method
  • Apply online.

Need Money for College? Apple FCU is your “go-to” for Student Loans!
The reality of college financing is that the cost of higher education has continued to rise, and state and federal funding has not managed to keep pace. As the premier credit union serving the education community, Apple is on the frontlines of the academic financing dilemma.

For those education expenses that federal funding, scholarships and grants don’t cover, Apple has a variety of student loan options to assist you in funding your education.

FREE Money

Cheap Money

  • Federal Stafford Loan
  • Federal Parent Loans for Undergraduate Students
  • Federal Education Consolidation Loan

And Money to Fill the Gap!

eXtras Student Savings Account
Are you or your child age 23 years old or under? If yes, you could watch your savings add up with an Apple eXtras Student Savings account. Learn the benefits of saving as you earn a higher rate when you maintain a balance of up to $1,500. Balances over $1,500 will earn Apple's regular savings rate.

eXtras Student Checking
Earn points for every dollar you spend with a FREE Apple eXtras Student Checking account. Build points good towards travel, merchandise and more by using the Apple eXtras Visa® Check Card. Click here to learn what your exclusive eXtras Visa® points could help you earn. Plus, with no minimum balance, no monthly fees, FREE cash withdrawals from Apple ATMs, FREE NetBranch, FREE online Bill Payer and paperless eStatements, managing your money just got easier. For more information, click here.

eXtras Student Visa® Platinum
Take advantage of:

  • No Annual Fee
  • Fixed 9.90% APR until age 25
  • Credit lines up to $1,500
  • Low fees
  • No balance transfer fee
  • No convenience check transaction fee
  • $1,000,000 Travel Accident Insurance
  • Auto rental insurance, travel assistance services and more
  • Annual Summary of Purchases
  • 24-hour member service - 800-654-7728
  • Apply now

Johnny Appleseed
You could save more than your allowance by joining the Johnny Appleseed Junior Ecology Club for FREE when your parents save with Apple FCU. As Johnny headed west many years ago, he planted thousands of apple seeds, knowing one day they would blossom into beautiful apple trees and provide fruit for animals, birds and people across the country. He understood that by taking care of nature, nature would also take care of us. As a member, you'll receive:

  • An official Johnny Appleseed Membership Card
  • Your very own savings passbook so that you can watch your money grow
  • Personalized bi-monthly postcards with special incentives you can receive when you save with Apple FCU.
If you're between the ages of 5 and 12, and your parents already have an Apple Share Savings Account, you could be an official Johnny Appleseed member. Ask your parents to visit an Apple FCU branch or call 703-788-4800 for more information.

Student-Run Credit Unions
Apple FCU currently has student-run branches in 34 area high schools. Students participating in this program have an opportunity to explore future employment options by learning to perform many credit union duties, including accepting membership applications and processing deposits. Students also learn about savings options and money management. For more information, click here.

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Member Service: 703-788-4800 | 800-666-7996

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