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Any Day Skip-A-Pay Request

Please complete this form if you wish to skip your Apple FCU Loan or Line of Credit payment (excluding Mortgages, Visa Credit Cards and HELP loans). You are eligible to skip one payment per loan on a 12 month rolling calendar basis, and you must submit a request for each loan payment you would like to skip. This is a secure online form; your information will not be shared. Your request must be submitted 3 business days prior to payment date or may be denied.

Skip-A-Pay Request Agreement
By completing this form, I understand that Apple FCU will review my accounts and that there is a $25 processing fee per loan that I choose to skip. I understand the $25 fee must be available in my Apple Federal Credit Union savings or checking account (fee will be taken from available funds, checking will be the first source), and that I can not be delinquent (past due) on any loans with Apple FCU for this request to be approved and processed. Additionally, my loan was opened twelve (12) or more months prior to my first skip pay request(e.g. loan made February 1, 2008 would be eligible for skip pay March 1, 2009).

I am instructing Apple FCU to skip the following loan payment:

Month:
Loan Type:
 
Name:
Account number:    (up to ten digits)
Loan ID:    (up to four digits)
Daytime phone:    (703-555-5555)
Email:    (yourname@company.com)
Promotion Code:
     All fields required.

By participating in Apple Federal Credit Union's Skip-A-Payment program, you request that Apple Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) FINANCE CHARGES will continue to accrue at the rate provided in your original loan agreement, during and after this time; 2) deferring your payment will result in your having to pay higher total FINANCE CHARGES than if you made your payment as originally scheduled; 3) the payment deferral will extend the terms of your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off (excludes certificate secured loans which require a new loan to be executed upon maturity of certificate); 4) you will be required to resume your payments the following month; and 5) a fee of $25 per loan will be deducted from a savings or checking account for this service at the time the request is processed. If you elected GAP or Mechanical Repair Coverage, the coverage will not be extended beyond the original maturity date. All deferrals are subject to Apple Federal Credit Union approval. Your loan(s) must be current (have no amount past due) to accept this offer. Certain restrictions may apply. Excludes all real estate loans.

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© 2012 Apple Federal Credit Union | P.O. Box 1200 | Fairfax, Virginia 22038-1200
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Member Service: 703-788-4800 | 800-666-7996

ABA Routing Number: 256078514

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