Help Your Money Grow
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you’ll unlock the door to a full line of exceptional products and services.
For added peace of mind, all Apple FCU accounts are protected up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.
All Apple Saving Accounts Feature
Online & Mobile Banking
Free Apple ATM Transactions
Balance Financial Fitness
eStatements
Regular Savings
Your Savings account represents your ownership in Apple FCU. With an initial $5 deposit, you'll unlock the door to a full line of exceptional products and services.
Features
- Minimum $5 initial deposit
- Save for routine expenses or use for a rainy-day fund.
A Joint Owner(s) (18 or older) who is an Apple FCU member is required on minor accounts until the youth reaches 18 years of age.
eXtras Student Savings
This high-dividend savings account is specially designed for members age 23 and younger.**
Features
- Earn a premium dividend on balances up to $1,500†
- No monthly service fees
- No minimum account balance
- As a joint owner, parents have complete access to the account.
† Balances over $1,500 will earn our Regular Savings dividend APY.
**A Joint Owner(s) (18 or older) who is an Apple FCU member is required on minor accounts until the youth reaches 18 years of age.
Education SuperSaver
Open an Education SuperSaver account with as little as $5, and then watch your savings grow with great dividend rates.
Features
- Minimum $5 initial deposit
- Earn higher dividends to help cover school costs like tuition, meal plans, computers, books and more.
- 2.0% penalty applies for non-qualifying withdrawals.
Coverdell ESA
A Coverdell ESA allows you to save for a child's education expenses, including fees, books, supplies and equipment. Contributions to a Coverdell ESA are not tax-deductible. However, a Coverdell ESA offers you the potential for tax-free withdrawals - including earnings. You can deposit up to $2,000 annually per designated beneficiary.
Features
- No monthly service fees
- No minimum account balance
- Earn a premium rate on entire balance
- Account owner has complete access to the account.
SafetyNet
Prepare for life’s unexpected moments with this high-yield account, perfect for building your emergency fund over time. Fund by recurring transfers for effortless savings; one-time deposits permitted.
Features
- Premium rate up to $10,000
- Save more with each purchase by enabling Round Up
EdVantage
Whether you're a teacher, bus driver, cafeteria staffer, administrator or work in operations, this high-yield savings account helps you save smarter for your future, especially when it comes to continuing education, certifications or future goals.
Features
- Exclusive to education community
- Premium rate up to $10,000
- No minimum balance or monthly fees
- Unlimited withdrawals
- Direct deposit minimum of $500/month* required to qualify
Summer Pay
Earn a premium savings rate that's paid out in the summer months when you may not be in the classroom.
Features
- Educator exclusive
- Create your own pay program for summer
Money Market
The more you save, the more you earn. Money Market accounts offer flexible access to funds with no term requirements.
Features
- Tiered rates for higher balances
- Convenient access to funds
- Up to one (1) box of FREE checks each calendar year
Club Accounts
With a Holiday Club Account, you can stress less knowing you'll have the cash you need to cover your holiday expenses.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- On November 1, funds automatically transfer to your Checking or Savings account
- Account automatically renews each year
Make your travel dreams a reality with a Vacation Club Account at Apple.
- Open with as little as $5
- Fund your account using Direct Deposit, transfer, cash or check
- Make additional deposits of any amount as often as you want
- Withdraw your money when you need it ‐ two (2) free withdrawals each calendar year
- Account automatically renews each year
More Helpful Resources
Make and Print Memories in the CashBack+ Giveaway*
Buy gift cards with CashBack+ for a chance to win a Fujifilm instax wireless printer.
An eXtra Boost for Students this Spring
Open an eXtras Student Checking for an extra $70.
Celebrate Smarter with 4.10% APY*
Pour yourself a cup of savings with a Bonus Certificate!
IRA
Apple offers a variety of Individual Retirement Accounts (IRA) to assist you in saving for your future.
Learning Center
Find more tools and resources to help you plan, save, get a quote and more!
Round Up
With Round Up from Apple FCU, you can turn your spare change into financial security. Each time you use your Apple FCU Visa® Debit Card, we’ll automatically round your purchase up to the nearest dollar and transfer the difference from your checking account into your SafetyNet Savings account.
It’s saving made simple—spare change changes everything!
Here’s a real-world example:
If, in one day, you buy a latte for $5.75 and later spend $44.88 on gas, Round Up increases those purchases to $6.00 and $45.00. That extra $0.37 is automatically moved into your SafetyNet Savings account at the end of the day.
Those small contributions make a big difference over time, especially with your SafetyNet earning 2.75% APY*. It’s a steady way to build your emergency fund without thinking twice.
How to enroll:
A SafetyNet Savings account is required.
- Log in to digital banking to send a secure message.
- Visit your local Apple FCU Branch
- Securely chat by tapping Let’s talk!
- Call 703-788-4800 to enroll in Round Up