Mortgage Loan Rates as of 7/30/2010
Rates are subject to change without notice - this is not a commitment.
Loan Type Points Rate as low as APR* Repayment Terms
40 Year fixed rate
Conventional Conforming Loan
(Residence Only)
0.00% 5.250% 5.287% 480 Months
1.00% 5.000% 5.111%
30 Year fixed rate
Conventional Conforming Loan
(Residence Only)
0.00% 4.750% 4.793% 360 Months
1.00% 4.500% 4.629%
20 Year fixed rate
Conventional Conforming Loan
(Residence Only)
0.00% 4.500% 4.559% 240 Months
1.00% 4.250% 4.426%
15 Year fixed Rate
Conventional Conforming Loan
(Residence Only)
0.00% 4.250% 4.325% 180 Months
1.00% 4.000% 4.224%
10 Year fixed Rate
Conventional Conforming Loan
(Residence Only)
0.00% 4.000% 4.107% 120 Months
1.00% 3.750% 4.071%
1/1 Adjustable Rate
Conventional Loan
(Residence Only)
0.00% 3.250% 2.478% 360 Months
1.00% 2.750% 2.518%
3/1 Adjustable Rate
Conventional Loan
(Residence Only)
0.00% 3.500% 3.051% 360 Months
1.00% 3.000% 3.020%
5/1 Adjustable Rate
Conventional Loan
(Residence Only)
0.00% 3.750% 3.547% 360 Months
1.00% 3.250% 3.452%
3/30 First Trust
(Residence Only)
80% LTV
0.00% 4.490% 4.490% 36 Months
3/30 Jumbo First Trust
(Residence Only)
0.00% 4.740% 4.740% 36 Months
3/30 First Trust
(Residence Only)
90% LTV
0.00% 4.490% 4.490% 36 Months
3/30 First Trust
(Residence Only)
100% LTV
0.00% 4.490% 4.490% 36 Months
7/1 Adjustable Rate
Conventional Loan
(Residence Only)
0.00% 4.000% 4.238% 360 Months
1.00% 3.500% 4.085%
Interest Only 3/1 Adjustable Rate
Conventional Loan
(Residence Only)
0.00% 4.625% 3.292% 360 Months
1.00% 4.125% 3.259%
Interest Only 5/1 Adjustable Rate
Conventional Loan
(Residence Only)
0.00% 4.875% 3.936% 360 Months
1.00% 4.375% 3.835%
Jumbo Mortgages available on all first trust mortgage products (Residence Only) Add 0.25% to the rate for the conforming loan of the same type. 120 months, 180 months, 240 months, 360 months or 480 months depending on the loan type you choose
Important Notices *Certain conditions, restrictions, and requirements apply; a mortgage processor will contact you to discuss all conditions, restrictions, and requirements pertaining to your application after it has been submitted and preliminary processing has been completed.
*APR = Annual Percentage Rate.
** Conforming loan limits may vary depending on property location.
• The interest rates, annual percentage rates (APRs), and discount points shown are subject to change without notice.
• Your APR will vary based on your final loan amount and finance charges.
• APR does not include pricing adjustments for loan to value occupancy type, loan amounts, purpose and credit score; your actual rate may be higher.