Whether you need assistance getting started as an educator, or are funding your own professional development, Apple has a variety of loan options designed specifically for you.

0% Transition Loan
If you're new to teaching in the Fairfax, Frederick, Prince William, Loudoun or Stafford County school systems, this loan can help you get established in the classroom. Purchase supplies, new wardrobe pieces and more. Loan must be disbursed within the first 90 days of employment contract. Recipients must have and maintain a Checking account with direct deposit to Apple FCU to participate. Contact us for more details.

Educator Development Line of Credit (EDLOC)
Designed to finance professional development, certification or re-certification programs, advanced training or degree work, the Apple EDLOC is available to cover expenses ranging from tuition and books, to fees, software and more.

• Up to $35,000
• Payment based on 2.00% of the outstanding balance
• Low variable interest rates (subject to change quarterly) tied to the 1-year Treasury Rate index) plus .50%-2.00% margin —view current rates
• 1% APR discount available for automatic/electronic transfer payment methods
• Convenient automatic payment method(s)
• Apply online.