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Apple Federal Credit Union
MEMBERSHIP ELIGIBILITY

Join Apple FCU now by clicking here. You will need to have the ability to print to apply for membership. Need to finish your application? Click here to return to an application already in progress.

Membership
Apple Federal Credit Union has been serving the educational community since 1956. As a financially sound and strong institution, our goal is to be your Premier Financial Institution. We want to be your number one financial service provider. The beauty of credit union membership is that, once you join, you are a member for life. Once a member, always a member. Your family members are also eligible to take advantage of the many products and services Apple FCU has to offer.

Join Apple Federal Credit Union with only a $5 deposit to a regular savings account. If you are in our Field of Membership, you and your family members can enjoy our wide range of services offered at highly competitive rates. And, once you are a member, you may always be a member!

Select Employment Groups (SEGs)
Many local employers have joined Apple FCU as a select employment group (SEG) so that the company can offer Apple FCU as an employment benefit. One such benefit is the Ambassador Rewards Program. If you are an employee of one of these companies, you may join Apple immediately. Check our list of SEGs or call 703-788-4800 or 800-666-7996 between the hours of 8 a.m. and 6 p.m. (EST), Monday through Friday. If you prefer, you may determine your membership eligibility by providing your employer's name in an email to contact us.

If your company is interested in providing Credit Union benefits to employees working in Northern Virginia, please call 703-679-1296 for more information. If you are a current or potential SEG Ambassador, please click here for more details on our Ambassador Rewards Program.

Family Membership
You and the members of your family may enjoy all the benefits of Apple FCU membership for life. Your eligible family members (natural, adopted, foster, or step) are shown in the following diagram.


Family Membership

Household Membership
Persons living in your residence may also be eligible for membership if you maintain a single econonmic unit. This may include other family members, domestic partners, roommates, or legal guardians.

EXCLUDED from this category are persons living temporarily in a residence (visitor), fraternities, sororities, condominium complexes and boarding houses.

Joint Membership
Joint ownership does not give full membership rights but it may allow access to some of the same account benefits that a member enjoys. To be able to deposit or withdraw funds from an Apple FCU account as a joint owner, a member must give permission for you to access to his or her account. The member must complete a new membership application and designate you as the joint owner. A joint owner cannot borrow money from the credit union.

Apply for Membership
You can apply for membership in person at one of our branch locations or you may request that a membership application to be mailed to you. Call 703-788-4800 or 800-666-7996 between the hours of 8 a.m. and 6 p.m. (EST), Monday through Friday. If you prefer, you may also email your request to contact us.

Effective October 1, 2003, under the provisions of The U.S. Patriot Act Member Identification Program (M. I. P.), the following items will be needed before the application can be fully processed by Apple FCU:

  • a completed membership application,
  • a minimum deposit of $5 to a regular share savings account,
  • a copy of your driver's license or other proof of identity. We may also ask to see other identifying documents.
  • and, if applying on the basis of employment in a Select Employment Group, a pay stub or other proof of employment in that group.
Individuals who are applying based on a household affiliation with another member must also supply:
  • a valid driver's license or photo ID with an address matching that of the sponsoring member,
  • a major utility bill with an address matching that of the sponsoring member

Field of Membership

Apple FCU is a "multiple bond" credit union, offering membership to many different organizations. Our largest membership consists of:

City of Winchester Public/Private Schools ( faculty & staff) Fairfax County Public Schools (students, faculty, staff and employees)
George Mason University (students, faculty, staff, alumni) Loudoun County Public Schools (students, parents, employees of eligible schools)
NVCC (students, faculty, staff, alumni) Parents of Fairfax County Public School Students
Prince William County Public Schools (students, faculty, staff and employees) Stafford County Public Schools (students, parents, faculty, staff, alumni)
Falls Church City School Employees Falls Church City Schools (students, parents, employees of eligible schools)

Our field of membership consists of the following:

Also to include,
  • Spouses of persons who died while a member of this credit union;
  • employees of this credit union; persons retired as pensioners or annuitants from the above employment; VOLUNTEERS; members of their immediate families or household; and organizations of such persons.
The above list is subject to change. If you would like to see if you are eligible for membership please call us at (800) 666-7996 or (703) 679-1296. You may send your request via e-mail to contact us.
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Click to verify BBB accreditation and to see a BBB report.We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. | Privacy Policy For questions/comments, contact Apple Federal Credit Union | P.O. Box 1200 | Fairfax, Virginia | 22038-1200 | 703.788.4800 | 800.666.7996 Equal Housing Lender
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