| ACH Origination Fee (one time) | $5 |
| ACH Stop Payment Fee | $20 |
| Advantage Checking Fee — Waived for members who maintain combined savings and loan balances of at least $20,000 or have a direct deposit of at least $1,000 per month. | $10 per month |
| American Express Gift Card | $3.95 |
| American Express Rechargeable Card | $14.95 |
| American Express Travelers Checks® (Fee waived for members with Advantage Checking.) | $0.50 per $100 |
| Apple Check Cashing | $10 |
| Automatic overdraft from share savings | $2.00 |
| Bank to Bank (B2B) Transfer funds into Apple FCU | Free |
| Bank to Bank (B2B) Transfer funds out of Apple FCU | $5 |
| Bank to Bank (B2B) Transfer funds to a person via email (Pay People) | $1.25 |
| Bill Payer | FREE |
| Business Checking if average daily balance in business checking account falls below $5,000.
(A limited number of accounts have been accepted. New business checking accounts will be available in 2008.) | $10 per month |
| Check Copy (Members can print copies free from NetBranch) | $2 per check copy |
| Checking account with a balance below $500 and no activity (other
than dividends) for one year | $2 per month |
| Education Super Saver withdrawals not for education expenses | 2.5% of amount withdrawn |
| Foreign ATM withdrawal | $1.50 each (2 free per month with A+ Checking & No Fee with Advantage Checking) |
| Foreign Check Collection Processing Fee | $10 |
| Garnishment Fee - assessed to any account subject to a new garnishment, attachement or levy | $25 |
| Holiday Account - Early withdrawal | $10 |
| Inactive Account Fee - for share accounts with no activity (other than dividends) for three years and balance below $100. (Waived for members age 23 and younger and for members with one other service) | $2 per month |
| Medallion Signature Guarantee | FREE |
| Money Market Account - In Excess of 3 Withdrawals per Month | $20 |
| NetBranch (online home banking) | FREE |
| Non Sufficient Funds (NSF)/Overdraft Privilege Fee | $28 |
| Notary Service | FREE |
| Notary Service - Overnight Delivery Fee | $25 |
| Overnight Delivery Fee | $31.25 |
| Pay People/Send Money | $1.25 |
| Research Fee | $5 per 20 minutes |
| Returned deposit item or loan payment (Waived if member and joint owner are not on the account on which the check is written.) | $15 |
| Returned mail (Waived for the first 30 days and for members with total shares of at least $5,000) | $5 per month |
| Safe Deposit Box A. 3 x 5 | $35 per year |
| Safe Deposit Box B. 5 x 5 | $50 per year |
| Safe Deposit Box C. 3 x 10 | $60 per year |
| Safe Deposit Box D. 5 x 10 | $80 per year |
| Safe Deposit Box E. 10 x 10 | $110 per year |
| Shared Branch Fee — all shared branch transactions will incur a fee of $2. Does not apply to Advantage Checking accounts. | $2 |
| Skip Pay Fee | $25 |
| Statement copy fee | $2 per statement |
| Stop Payment (on one check or a series of checks) | $20 |
| Stop Payment on Official Check (Waived IF check is MAILED and not received in 10 days) | $20 |
| Teller checks (monthly) | 2 free, $3 for each additional |
| Title Administrative Fee | $25.00 |
| Vacation Club Account - In Excess of 2 Withdrawals per Calendar Year | $10 |
| Visa Gift Card | $3.95 |
| Visa Reloadable Card (purchase) | $7.95 |
| Visa Reloadable Card (reload) | $4.95 |
| White House Ornaments (sold during the Christmans Holiday season only) | $18 |
| Wire Transfer | $15 |
| Wire Transfer (International) | $40 |
| Xpress Yourself Check Card | 1st one Free, $9.99 any after |