CHECKING PRODUCTS

Daily money management that makes sense for your life. That’s the advantage of Apple Checking. All Apple FCU Checking accounts offer a host of valuable benefits:

FREE Visa® Check Card
FREE 24-hour account access via Apple’s NetBranch and PAT services
FREE Mobile Banking, Text Banking & iPhone/Android Apps
FREE eBill Payer and eStatements
FREE Apple ATM withdrawals
Access to more than 53,000 Surcharge-FREE ATMs nationwide
FREE Direct Deposit.
Optional check program, Premier Pack with Personal Identity Theft Protection

No two Apple Checking accounts are exactly alike. Each account comes with its own unique bundle of conveniences sure to benefit any lifestyle.

FREE A+ Checking - NO minimum balance, NO monthly fees. Manage your money your way, no strings attached. Learn more »»

Advantage Checking - Earn dividends on your entire Checking balance, plus much more. Loyalty pays with Advantage Checking. Learn more »»

eXtras Student Checking - Get the basics you need with the benefits you crave. Plus, earn points for every dollar you spend with your FREE eXtras Visa Check Card. Learn More »»

Investors Checking - This high-interest earning Checking account rewards you for building a solid investment foundation. Learn more »»

FREE, No Fee, Visa Check Cards
Apple's Visa Check Card makes getting cash both quick and easy. Access your money at any Apple-owned ATM or via Apple's extensive network of nationwide Surcharge-FREE ATMs.

Additional Benefits:

Get cash back at many retailers
Get cash advances from ANY financial institution that displays the Visa logo —there are NO cash advance fees or charges
Transfer funds
Get account balances
And more.

Visa Merchant Offers
Enjoy exclusive savings at over 60 popular retailers!
Save more on the brands that fit your style with savings to fit your budget. Simply use your Apple Visa Card for purchases with select national retailers to enjoy specially discounted offers. Check back often as the offers will change!

Purchase Rewards for Apple Check Cards
Save money when you shop. Using leading-edge technology, Purchase Rewards are matched based on your current spending patterns with your Apple Check Card. There's no limit to what you can save, plus, they’re available to use with other offers.

How it works:
Simply use your Check Card as you normally do. Offers will begin to appear within NetBranch Online Banking based on how you currently shop, so the offers that you receive are relevant.

View & Redeem Your Offers:
Within NetBranch, look to the top right for your rewards summary. Offers available to you will also appear within your transaction history (view example).

To select the offer, click Add to Card; this automatically loads the offer onto your Check Card. Then shop as specified in the offer details.

There's no limit to the rewards you can earn. The more you use your Apple Visa Check Card, the more chances you have to save!

Apple FCU Check Card Purchase Rewards Frequently Asked Questions

First time users must accept the Check Card Purchase Rewards Terms and Conditions to begin earning rewards.

Xpress Yourself Custom Check Card
Remember childhood when you'd come racing home from school with a new drawing and exclaim ‘I did it!'. Well, those times are past, but that feeling of glee doesn't have to be.

Apple is pleased to bring you the latest in check card technology – Xpress Yourself Custom Check Cards! In a few easy steps, create a card that reflects your personal style, tastes and life!

Step 1: Upload your own photo of your family or friends, your pet or a great vacation pic. We have ideas too if you need them.
Step 2: Be the designer… enlarge or reduce the image, flip it or even rotate it.
Step 3: Review your card.
Step 4: Submit your card for order; it will arrive in 10-14 business days.

Important Items to Note

Your first card design is absolutely FREE. Note: A $9.99 fee will be applied for each subsequent card (to be debited at the time of card ordering from your Apple FCU Checking account).
You must currently have an Apple Visa Check Card to use this service. Don't have an Apple Visa Check Card? Call 703-788-4800, stop by any Apple branch or login into NetBranch and click Add a Product today to apply.

It's grown-up artwork for your refrigerator! To get started now, visit the Xpress Yourself Design Center.

Or, to experiment with different pictures before ordering your card, click here for the demo version.

Terms and Conditions Frequently Asked Questions Image Guidelines

Take your creativity one step further. Keep the customization going with Design Your Own Card, the FREE way to personalize your Apple Visa Platinum Credit Card.*

Visa Zero Liability Protection
Purchasing with peace of mind, that's the Visa Zero Liability guarantee. The convenient, worldwide purchasing power of a Visa Card comes with the assurance that you will be protected from the possibility of fraudulent charges. Should unauthorized purchases be made using your card or account information, you will not be liable for these charges. Visa Credit Card users simply need to swipe their card to insure coverage; Check Card users must hit ‘credit,’ not ‘debit’ to activate Zero Liability protection. To learn more about how Visa Zero Liability works to protect your information, visit Visa's personal security homepage.